Citrus County property record for 1391 W Diamond Shore Loop, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,844 sqft · built 2006 |
| Lot Size | 0.22 acres (9,587 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $349,900 (Aug 2021) |
| Tax Bill | $4,783 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit Aug 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 18E-18S-25-0240-000D0-0020 |
| Primary APN | 18E-18S-25-0240-000D0-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,844 sqft Living Area |
| Gross Area | 2,651 sqft |
| 1st Floor Area | 1,844 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 9,587 sqft (0.22 acres) |
| Lot Dimensions | 140 ft deep x 81 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 354 sqft |
| Patio Area | 405 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 3295465 |
|---|---|
| Street Address | 1391 W DIAMOND SHORE LOOP |
| City | HERNANDO |
| State | FL |
| Zip | 34442-6288 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR |
| Legal Description | LAKEVIEW VILLAS PB 17 PG 107 LOT 2 BLK D |
| Legal Range | 18E |
| Legal Township | 18S |
| Legal Section | 23 |
| Legal Subdivision | LAKEVIEW VILLAS (PB-17 PG-107- |
| Legal Block | D |
| Legal Lot Number | 2 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 450703 |
Source: Citrus County records · APN 18E-18S-25-0240-000D0-0020
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1391 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6288 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| May 22, 2017 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK |
| Aug 11, 2021 | Warranty Deed, Transfer EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TTL SVCS OF CITRUS I |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 11, 2021 · Amount on Record |
| Deed Sale | Aug 11, 2021 · Amount on Record |
| Prior Sale | Jan 09, 2006 · Amount on Record |
| Deed Document Number | 202155324 |
| Deed Book / Page | 3194 / 1654 |
| Last Transfer Date | Feb 21, 2025 |
| Transfer Doc | 0035471881 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 1391 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6288 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0028301238 |
|---|---|
| Date | May 22, 2017 |
| Book Page | 2830/1238 |
| Instrument | 2017023962 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Aug 11, 2021 |
| Property Address | 1391 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6288 |
| Document Number | 0031941654 |
| Book / Page | 3194 / 1654 |
| Map Reference | MB 17 PG 107-112 |
| Instrument Date | Jul 28, 2021 |
| Instrument | 2021055324 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TTL SVCS OF CITRUS I |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,449.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1391 W DIAMOND SHORE LOOP, 1391, HERNANDO, FL 34442-6288 |
| Name | Verified Name |
|---|---|
| Address | 1391 W DIAMOND SHORE LOOP, HERNANDO, FL 34442-6288 |
Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,783.00 (-3.28%) | $310,358 (-4.3%) Land $34,000 Building $276,358 | $310,358 (-4.3%) Land $34,000 Building $276,358 |
| 2024 | $4,945.00 (+0.47%) | $324,310 (-9.61%) Land $34,000 Building $290,310 | $324,310 (-9.61%) Land $34,000 Building $290,310 |
| 2023 | $4,922.00 (+21.98%) | $358,774 (+32.71%) Land $34,000 Building $324,774 | $358,774 (+32.71%) Land $34,000 Building $324,774 |
| 2022 | $4,035.00 Additional exemption filed | $270,344 Land $34,000 Building $236,344 | $270,344 Land $34,000 Building $236,344 |
Source: FEMA National Flood Hazard Layer as of January 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 22 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile USA Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 219 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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