1391 Upper Elgin River Rd, Elgin, TX 78621 Property Records

Bastrop County property record for 1391 Upper Elgin River Rd, Elgin, TX 78621 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	1,843 sqft · built 2001
Lot Size	1 acres (43,735 sqft)
Owner	Individual Name on File
Last Sale	$337,500 (Nov 2020)
Tax Bill	$7,664 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R11563`

Property Details

APN / Parcel Number

Primary APN	`R11563`
Alternative APN	`O0228913`

Interior

Stories	1 Story
Building Area	1,843 sqft Living Area
Gross Area	2,429 sqft
1st Floor Area	1,843 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	43,735 sqft (1 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	442 sqft
Porch	Covered Porch
Porch Area	80 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1391 UPPER ELGIN RIVER RD
City	ELGIN
State	TX
Zip	78621-5557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A54 OSBORN, MRS. B., ACRES 1.0000
Legal Subdivision	OSBORN, MRS. B.
Legal Block	2
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2006
Census Tract	950101

Owner

Source: Bastrop County records · APN R11563

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1391 UPPER ELGIN RIVER RD, ELGIN, TX 78621-5557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Prior Sale	Aug 13, 2020
Prior Transfer Date	Jun 23, 2020
Prior Transfer Doc	0000010034
Record Updated	Sep 20, 2026

November 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Nov 20, 2020
Property Address	1391 UPPER ELGIN RIVER RD, ELGIN, TX 78621-5557
Document Number	202020412
Instrument Date	Nov 20, 2020
Instrument	202020412
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	454 HIGHWAY 955, 454, ELGIN, TX 78621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1391 UPPER ELGIN RIVER RD, ELGIN, TX 78621-5557

Mortgage

Document Number	202020413
Date	Nov 20, 2020
Instrument	202020413

Lender

Name	ARDIANA RUBALCAVA
Type	Private Party
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bastrop County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,664.00 (-2.54%)	$391,935 (-10.47%) Land $124,080 Building $267,855	$391,935 (-10.47%) Land $124,080 Building $267,855
2024	$7,864.00
2023		$437,778 Land $124,080 Building $313,698	$437,778 Land $124,080 Building $313,698
2022	$9,383.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bastrop County (48021C), updated April 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480219501012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 9 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force 7 of 9 on primary residences
Nearby Flood Claims	2 (2015)
Most Recent Claim	Oct 2015, river or lake flooding, Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Flood Events	Severe Storms, Tornadoes, Straight-line Winds, And Flooding (Oct 2015), 2 claims

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 21% of Texas
Wildfire Likelihood	About 1 in 1,282 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.