1391 Reddick Mill Rd, Graceville, FL 32440 Property Records

Holmes County property record for 1391 Reddick Mill Rd, Graceville, FL 32440

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,008 sqft · built 1994
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$63,200 (Apr 2018)
Tax Bill	$992 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0412.00-000-000-007.200`

Property Details

APN / Parcel Number

Primary APN	`0412.00-000-000-007.200`
Alternative APN	`0412.0000000000007.200`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,008 sqft Living Area
Gross Area	2,684 sqft
1st Floor Area	2,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Pool Type	Pool Type
Pool Area	1,440 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	1391 REDDICK MILL RD
City	GRACEVILLE
State	FL
Zip	32440-7419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NW COR OF SW1/4 OF SE1/4 SEC 12 & RUN E 819.33 TO ELY R/W LN OF 20 RD TH RUN SELY ALG R/W LN 763.86 TO POB TH CONT S ALG R/W 210 TH DEPART R/W LN & RUN NELY 210 TH N 210 TH SWLY 210 TO POB OR-182/152 OR-259/216 WD-OR498/175
Legal Range	14W
Legal Township	06S
Legal Section	12
Legal Subdivision	0-00
Jurisdiction	HOLMES FL
Township / Civil Division	ESTO-NOMA
Census Block Group	1
Census Block	1059
Census Tract	960100

Owner

1391 Reddick Mill Rd is owned and occupied by two individuals who acquired it in June 2020.

Source: Holmes County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1391 REDDICK MILL RD, GRACEVILLE, FL 32440-7419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2019	Deed of Trust, Mortgage · Line of Credit COMMUNITY SOUTH CU
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FED'L SVGS BK
Jun 29, 2020	Correction Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2018 · Amount on File
Deed Sale	Apr 19, 2018 · Amount on File
Deed Document Number	20181592
Deed Book / Page	572 / 727
Last Transfer Date	Jun 29, 2020
Transfer Doc	0006060096
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLMES FL
Property Address	1391 REDDICK MILL RD, GRACEVILLE, FL 32440-7419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005960728
Date	Oct 29, 2019
Book Page	596/0728
Instrument	201930004909

Lender

Name	COMMUNITY SOUTH CU
Type	Credit Union
Address	CHIPLEY, FL 32428

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 24, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLMES FL
Property Address	1391 REDDICK MILL RD, GRACEVILLE, FL 32440-7419
Document Number	0006120201
Instrument Date	Oct 15, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1391 REDDICK MILL RD GRACEVILLE FL 324407419, GRACEVILLE, FL 32440-7419

Mortgage

Document Number	0006120201
Date	Nov 6, 2020
Book Page	000612/000201
Instrument	30004343

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank
Address	BONIFAY, FL 32425

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	HOLMES FL
Recording Date	Jun 29, 2020
Property Address	1391 REDDICK MILL RD, GRACEVILLE, FL 32440-7419
Document Number	0006060096
Book / Page	000606 / 000096
Instrument Date	Jun 29, 2020
Instrument	30002394
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1391 REDDICK MILL RD GRACEVILLE FL 324407419, GRACEVILLE, FL 32440-7419

Tax Assessment & Valuation

The 2025 property tax bill for 1391 Reddick Mill Rd was $992 with a homeowner's exemption, up 5.2% from the year before.

Source: Holmes County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Holmes County
Unified School District	Holmes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$992.00 (+5.2%) Homeowner's exemption	$109,484 (+2.9%)	$147,569 (+22.71%) Land $6,750 Building $140,819
2024	$943.00 (+3.06%) Homeowner's exemption	$106,398 (+3%)	$120,260 (+6.78%) Land $6,000 Building $114,260
2023	$915.00 (+2.69%) Homeowner's exemption	$103,299 (+3%)	$112,623 (+5.76%) Land $4,500 Building $108,123
2022	$891.00 Homeowner's exemption	$100,290	$106,493 Land $4,500 Building $101,993

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1391 Reddick Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1391 Reddick Mill Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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