1391 Nelson Rd, Saint Joseph, MI 49085 Property Records

Berrien County property record for 1391 Nelson Rd, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,610 sqft · built 1966
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jul 2021)
Tax Bill	$3,606 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Aug 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-0002-0014-04-6`

Property Details

APN / Parcel Number

Primary APN	`18-0002-0014-04-6`
Alternative APN	`11-18-0002-0014-04-6`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,610 sqft Living Area
1st Floor Area	1,610 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Raised Ranch
Lot Area	25,700 sqft (0.59 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1391 NELSON RD
City	SAINT JOSEPH
State	MI
Zip	49085-9499
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 - SINGL
Legal Description	COM 506'W OF SE COR OF NE QTR OF SW QTR SEC 2 T5S R19W TH W 90.57' TH N 283.88'TH E 90.57'TH S 283.88' TO POB
Legal Range	19W
Legal Township	05S
Legal Section	02
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2011
Census Tract	1100

Owner

1391 Nelson Rd is owned and occupied by an individual who bought it in July 2021.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1391 NELSON RD, SAINT JOSEPH, MI 49085-9499
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Aug 7, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Aug 7, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2021 · Amount on File
Deed Sale	Jul 13, 2021 · Amount on File
Deed Book / Page	3335 / 2432
Prior Transfer Date	Jul 14, 2017
Prior Transfer Doc	03179/2485
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 13, 2021
Property Address	1391 NELSON RD, SAINT JOSEPH, MI 49085-9499
Document Number	03335/2432
Book / Page	3335 / 2432
Instrument Date	Jul 7, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1391 NELSON RD, SAINT JOSEPH, MI 49085-9499

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1391 NELSON RD, SAINT JOSEPH, MI 49085-9499

Mortgage

Document Number	0033352434
Date	Jul 13, 2021
Instrument	3335/2434

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Aug 7, 2017
Property Address	1391 NELSON RD, SAINT JOSEPH, MI 49085-9499
Document Number	03179/2485
Book / Page	3179 / 2485
Instrument Date	Jul 14, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1391 NELSON RD, SAINT JOSEPH, MI 49085-9499

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Aug 7, 2017
Property Address	1391 NELSON RD, SAINT JOSEPH, MI 49085-9499
Document Number	03179/2488
Book / Page	3179 / 2488
Instrument Date	Jul 14, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1391 NELSON RD, SAINT JOSEPH, MI 49085-9499

Tax Assessment & Valuation

The 2025 property tax bill for 1391 Nelson Rd was $3,606 with a homeowner's exemption, up 3% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,200 (+5.18%)	$304,400 (+5.18%)
2025	$3,606.00 (+2.97%) Homeowner's exemption	$144,700	$289,400
2024	$3,502.00
2023		$127,000	$254,000
2022	$3,181.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1391 Nelson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1391 Nelson Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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