1391 Lears Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 1391 Lears Rd, Petoskey, MI 49770 · Last verified August 2026

Property Summary

Property Type	Commercial
Details	4,578 sqft
Lot Size	0.55 acres (23,958 sqft)
Owner	Company Name on File
Tax Bill	$13,077 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-19-18-100-004`

Property Details

APN / Parcel Number

Primary APN	`01-19-18-100-004`

Interior

Units	2 Units
Stories	1 Story
Building Area	4,578 sqft Total Area
1st Floor Area	6,978 sqft

Exterior

Fire Resistance	Special
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	267 ft deep x 89 ft wide

Location & Zoning

Street Address	1391 LEARS RD
City	PETOSKEY
State	MI
Zip	49770-9252
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	COM AT NE COR OF NW 1/4, TH S 122 FT, W TO C/L OF HWY M-131, N5?10'30"E ALG HWY TO N SEC LN, TH E TO POB, EXC COM ON N-S 1/4
Legal Range	05W
Legal Township	34N
Legal Section	18
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	5
Census Block	5015
Census Tract	970800

Owner

Source: Emmet County records · APN 01-19-18-100-004

Assessment roll updated July 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 286, PETOSKEY, MI 49770-0286
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 01, 2026	Deed of Trust · Conventional Mortgage SMALL BUSINESS ADMINISTRATION
Oct 16, 2023	Warranty Deed, Transfer TALON TITLE AGENCY
Dec 15, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 16, 2023
Deed Sale	Oct 16, 2023
Prior Sale	Apr 14, 2006
Deed Document Number	20235208458
Deed Book / Page	1255 / 468
Prior Transfer Date	Dec 07, 2021
Prior Transfer Doc	001239/963
Record Updated	Sep 20, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Recording Date	Apr 01, 2026
Property Address	1391 LEARS RD, PETOSKEY, MI 49770-9252
Document Number	0000001274/0000000223
Book / Page	1274 / 223
Instrument Date	Mar 27, 2026
Instrument	20265227272
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005227272,
Date	Apr 01, 2026
Book Page	1274/223
Instrument	20265227272

Lender

Name	SMALL BUSINESS ADMINISTRATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 01, 2041

Interest

Rate	5.44%
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Oct 16, 2023
Property Address	1391 LEARS RD, PETOSKEY, MI 49770-9252
Document Number	001255/468
Book / Page	1255 / 468
Instrument Date	Oct 05, 2023
Instrument	5208458
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	TALON TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 286, PETOSKEY, MI 49770-0286

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Dec 15, 2021
Property Address	1391 LEARS RD, PETOSKEY, MI 49770-9252
Document Number	001239/963
Book / Page	1239 / 963
Instrument Date	Dec 07, 2021
Instrument	5192924
Transaction Type	Transfer
Record Updated	Jan 03, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2939 RESORT PIKE RD, PETOSKEY, MI 49770-9761

Tax Assessment & Valuation

Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$417,300 (+22.3%) Building $417,300	$834,600 (+22.3%) Building $834,600
2025		$341,200 (+43.3%) Building $341,200	$682,400 (+43.3%) Building $682,400
2024	$13,077.00
2023		$238,100 Building $238,100	$476,200 Building $476,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Emmet County (26047C), updated May 31, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 37 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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