1391 John Thomas Rd, Manitou, KY 42436 Property Records

Hopkins County property record for 1391 John Thomas Rd, Manitou, KY 42436

Property Summary

Property Type	Single Family Home
Details	1,804 sqft
Lot Size	7.62 acres (331,927 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,700 (Sep 2024)
Tax Bill	$3,810 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`MAP-62-13A`

Property Details

APN / Parcel Number

Primary APN	`MAP-62-13A`
Alternative APN	`45737`

Interior

Stories	1 Story
Building Area	1,804 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	331,927 sqft (7.62 acres)
Garage Type	Carport
Carport	Carport
Driveway	Gravel Driveway
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	45737
Street Address	1391 JOHN THOMAS RD
City	MANITOU
State	KY
Zip	42436-9523
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	HOPKINS KY
Township / Civil Division	NEBO
Census Block Group	1
Census Block	1011
Census Tract	970200

Owner

Source: Hopkins County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1391 JOHN THOMAS RD, MANITOU, KY 42436-9523
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK OF KENTUCKY
Aug 28, 2018	Deed of Trust, Mortgage INDEPENDENCE BANK OF KENTUCKY
Jun 6, 2019	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY
May 25, 2021	Deed of Trust, Mortgage INDEPENDENCE BANK OF KENTUCKY
May 27, 2022	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2024 · Amount on Record
Deed Sale	Sep 23, 2024 · Amount on Record
Deed Document Number	20249000
Deed Book / Page	826 / 551
Prior Transfer Date	Sep 20, 2024
Prior Transfer Doc	DEED826/551
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	1391 JOHN THOMAS RD, MANITOU, KY 42436-9523
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1391 JOHN THOMAS RD, MANITOU, KY 42436-9523

Mortgage

Document Number	MTG1500/131
Date	Nov 12, 2025
Book Page	MTG 1500/131
Instrument	2025011374

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	2425 FREDERICA ST, OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2028
Change Frequency	6 Months
Min Rate At Change	6.75%
Max Rate At Change	8.75%
Index	Other
Max Rate	12.7%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	1391 JOHN THOMAS RD, MANITOU, KY 42436-9523
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001223/393
Date	Aug 28, 2018
Book Page	1223/393
Instrument	2018009980

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	OWENSBORO, KY 42302

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2028

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	1391 JOHN THOMAS RD, MANITOU, KY 42436-9523
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001243/440
Date	Jun 6, 2019
Book Page	1243/440
Instrument	2019005905

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	OWENSBORO, KY 42302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	May 30, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	1391 JOHN THOMAS RD, MANITOU, KY 42436-9523
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1391 JOHN THOMAS RD, MANITOU, KY 42436-9523

Mortgage

Document Number	001323/686
Date	May 25, 2021
Book Page	1323/686
Instrument	2021006000

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	1391 JOHN THOMAS RD, MANITOU, KY 42436-9523
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1391 JOHN THOMAS RD, MANITOU, KY 42436-9523

Mortgage

Document Number	MTG1373/267
Date	May 27, 2022
Book Page	MTG 1373/267
Instrument	2022006064

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	MADISONVILLE, KY 42431

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	May 31, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hopkins County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hopkins County
Unified School District	Hopkins County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,810.00 (+344.57%)	$378,700 (+369.27%)	$378,700 (+369.27%)
2023	$857.00	$80,700	$80,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH HOPKINS WATER DISTRICT serves 3,725 people · EPA ID KY0540138
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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