1391 Cypress Trace Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 1391 Cypress Trace Dr, Melbourne, FL 32940

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,698 sqft · built 1990
Lot Size0.23 acres (10,019 sqft)
OwnerTrust Name on File
Last Sale$210,000 (Oct 2021)
Tax Bill$6,420 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Jul 2022 Transfer
+ 1 more
Flood ZoneZone A (high risk)
APN26-36-14-OH-*-43

Property Details

APN / Parcel Number

Primary APN26-36-14-OH-*-43
Alternative APNs
  • 26-36-14-OH-00000.0-0043.00
  • 2603748

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,698 sqft Living Area
Gross Area3,667 sqft
1st Floor Area2,698 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
View / LotLake Front
Garage TypeAttached
Garage Area594 sqft
PorchFinished/Open Porch
Porch Area375 sqft
Deck Area550 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2603748
Street Address1391 CYPRESS TRACE DR
CityMELBOURNE
StateFL
Zip32940-1623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionCYPRESS TRACE SUNTREE PUD STAGE 4 32 & 73 LOT 43
Legal Range36E
Legal Township26S
Legal Section14
Legal SubdivisionCYPRESS TRACE SUNTREE PUD STAGE 4
Legal Tract32
Legal Lot Number43
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group1
Census Block1001
Census Tract64128

Owner

1391 Cypress Trace Dr is owner-occupied and held in a trust since June 2022.

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address1391 CYPRESS TRACE DR, MELBOURNE, FL 32940-1623
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2023Deed of Trust, Mortgage · Line of Credit
JACKSON FLAGSTAR CENTRE OFFICE
Jul 5, 2022Intrafamily Transfer, Transfer
ATTORNEY
Oct 12, 2021Warranty Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2021 · Amount on File
Deed SaleOct 12, 2021 · Amount on File
Deed Document Number2021266865
Deed Book / Page9288 / 2926
Last Transfer DateJun 30, 2022
Transfer Doc0095511925
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address1391 CYPRESS TRACE DR, MELBOURNE, FL 32940-1623
Transaction TypeMortgage
Record UpdatedMar 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1391 CYPRESS TRACE DR, MELBOURNE, FL 32940-1623

Mortgage

Document Number0097332226
DateMar 7, 2023
Book Page9733/2226
Instrument2023045582
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 1, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBREVARD FL
Recording DateJul 5, 2022
Property Address1391 CYPRESS TRACE DR, MELBOURNE, FL 32940-1623
Document Number0095511925
Book / Page9551 / 1925
Map ReferenceMB 35 PG 11&12
Instrument DateJun 30, 2022
Instrument2022166470
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1391 CYPRESS TRACE DR, 1391, MELBOURNE, FL 32940-1623

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1391 CYPRESS TRACE DR, MELBOURNE, FL 32940-1623

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateOct 12, 2021
Property Address1391 CYPRESS TRACE DR, MELBOURNE, FL 32940-1623
Document Number0092882926
Book / Page9288 / 2926
Map ReferenceMB 35 PG 11&12
Instrument DateSep 29, 2021
Instrument2021266865
Transaction TypeTransfer
Record UpdatedOct 27, 2021
Title CompanyNOT AVAILABLE, JK CLOSING ATTORNEYS PLLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,470.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address378 LAKE VICTORIA CIR, 378, MELBOURNE, FL 32940-1870

Transferred To (Grantee/Buyer)

NameVerified Name
Address7604 SW 8TH CT, NORTH LAUDERDALE, FL 33068-1321

Mortgage

Document Number92882929
DateOct 12, 2021
Instrument9288/2929
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1391 Cypress Trace Dr was $6,420 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$499,520 (+2.7%)$511,530 (-0.8%)
2025$6,420.00 Homeowner's exemption$486,390$515,650 Land $148,500 Building $367,150
2023$6,879.00 (+3.83%)$499,500 (-0.18%) Land $126,500 Building $373,000$499,500 (-0.18%) Land $126,500 Building $373,000
2022$6,625.00$500,420 Land $143,000 Building $357,420$500,420 Land $143,000 Building $357,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1391 Cypress Trace Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 590 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies590 in force
Nearby Flood Claims53 (1999–2026)
Claims Outside the SFHA41 of 53
Most Recent ClaimAug 2026 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims
  • Tropical Storm Fay, Aug 2008 · 24 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1391 Cypress Trace Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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