13909 Two Notch Pl, Midlothian, VA 23112 Property Records

Chesterfield County property record for 13909 Two Notch Pl, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,365 sqft · built 1984
Lot Size	0.219 acres (9,540 sqft)
Owner	Individual Name on Record
Last Sale	$316,000 (May 2020)
Tax Bill	$3,828 (2026)
Deeds & Mortgages	Sep 2022 Second Mortgage Sep 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`725-69-09-51-500-000`

Property Details

APN / Parcel Number

Primary APN	`725-69-09-51-500-000`
Alternative APNs	`036150700000006` `413474001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,365 sqft Finished Area
1st Floor Area	449 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Traditional
Exterior Material	Wood Shingle
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	9,540 sqft (0.219 acres)
Garage Area	322 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	114 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	413474001
Street Address	13909 TWO NOTCH PL
City	MIDLOTHIAN
State	VA
Zip	23112-4119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	TWO NOTCH L 6
Legal Subdivision	TWO NOTCH
Legal Lot Number	6
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	1
Census Block	1008
Census Tract	100937

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13909 TWO NOTCH PL, MIDLOTHIAN, VA 23112-4119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF VETERANS AFFAIRS
Sep 18, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF VETERANS AFFAIRS
May 1, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Feb 25, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2020 · Amount on Record
Deed Sale	May 1, 2020 · Amount on Record
Prior Sale	Feb 28, 2013 · Amount on Record
Deed Document Number	202019603
Deed Book / Page	12730 / 131
Transfer Doc	4903000342
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	13909 TWO NOTCH PL, MIDLOTHIAN, VA 23112-4119
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014101-433
Date	Sep 30, 2022
Book Page	14101/433
Instrument	2022042253

Lender

Name	SECRETARY OF VETERANS AFFAIRS

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	332 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	13909 TWO NOTCH PL, MIDLOTHIAN, VA 23112-4119
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00014668-8
Date	Sep 18, 2024
Book Page	14668/8
Instrument	2024029018

Lender

Name	SECRETARY OF VETERANS AFFAIRS

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	308 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	May 1, 2020
Property Address	13909 TWO NOTCH PL, MIDLOTHIAN, VA 23112-4119
Document Number	12730131
Book / Page	012730 / 000131
Instrument Date	Mar 17, 2020
Instrument	19603
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$316.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13909 TWO NOTCH PL MIDLOTHIAN VA 231124119, MIDLOTHIAN, VA 23112-4119

Mortgage

Document Number	12730135
Date	May 1, 2020
Book Page	012730/000135
Instrument	19604

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2050

Interest

Rate Type	Fixed Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	13909 TWO NOTCH PL, MIDLOTHIAN, VA 23112-4119
Document Number	12238183
Instrument Date	Feb 25, 2019
Transaction Type	Mortgage
Record Updated	Mar 19, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13909 TWO NOTCH PL MIDLOTHIAN VA 231124119, MIDLOTHIAN, VA 23112-4119

Mortgage

Document Number	12238183
Date	Mar 6, 2019
Book Page	012238/000183
Instrument	7486

Lender

Name	SUNTRUST BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,828.00 (+14.17%)	$427,400 (+2.86%) Land $80,000 Building $347,400	$427,400 (+2.86%) Land $80,000 Building $347,400
2025		$415,500 (+13.59%) Land $78,000 Building $337,500	$415,500 (+13.59%) Land $78,000 Building $337,500
2023	$3,353.00	$365,800 Land $72,000 Building $293,800	$365,800 Land $72,000 Building $293,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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