13909 Title Way, Winter Garden, FL 34787 Property Records

Orange County property record for 13909 Title Way, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,639 sqft · built 2022
OwnerIndividual Name on Record
Last Sale$408,100 (Oct 2022)
Tax Bill$6,534 (2025)
Deeds & MortgagesOct 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN07-24-27-7181-02-290

Property Details

APN / Parcel Number

Primary APN07-24-27-7181-02-290
Alternative APNs
  • 272407718102290
  • 163079
  • 164350
  • 166824

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,639 sqft Living Area
Gross Area2,464 sqft
1st Floor Area894 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Garage TypeDetached
Garage Area462 sqft
PorchFinished/Open Porch
Porch Area184 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address13909 TITLE WAY
CityWINTER GARDEN
StateFL
Zip34787-1879
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionSTOREY GROVE PHASE 4 106/136 LOT 229
Legal SubdivisionSTOREY GROVE PHASE 4
Legal Lot Number229
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1083
Census Tract17111

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address14725 NORTHERN BLVD, 4F, FLUSHING, NY 11354-4315
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2022 · Amount on Record
Deed SaleOct 5, 2022 · Amount on Record
Deed Document Number2022604567
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address13909 TITLE WAY, WINTER GARDEN, FL 34787-1879
Transaction TypeMortgage
Record UpdatedFeb 1, 2024
Title CompanyCALATLANTIC TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000604568
DateOct 5, 2022
Instrument20220604568
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$364,150 (-1.02%) Land $100,000 Building $264,150$364,150 (-1.02%) Land $100,000 Building $264,150
2025$6,534.00 (+4.69%)$367,910 (+9.56%) Land $100,000 Building $267,910$367,910 (+9.56%) Land $100,000 Building $267,910
2024$6,241.00 (+9.47%)
2023$5,701.00 (+586.87%)$335,802 (+646.23%) Land $100,000 Building $235,802$335,802 (+646.23%) Land $100,000 Building $235,802
2022$830.00$45,000 Land $45,000$45,000 Land $45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 269 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies269 in force
Nearby Flood Claims4 (2014–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 51% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Title Way

Nearby Streets

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