13909 Riverbirch Trace Rd, Midlothian, VA 23112 Property Records

Chesterfield County property record for 13909 Riverbirch Trace Rd, Midlothian, VA 23112 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,336 sqft · built 1986
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$560,000 (Apr 2022)
Tax Bill	$5,688 (2026)
Deeds & Mortgages	Mar 2021 Refinance Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`726-68-37-37-500-000`

Property Details

APN / Parcel Number

Primary APN	`726-68-37-37-500-000`
Alternative APNs	`047110300000005` `442525000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,336 sqft Finished Area
1st Floor Area	540 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Contemporary
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	354 sqft
Deck Area	438 sqft
Patio Area	438 sqft
Balcony Area	18 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	442525000
Street Address	13909 RIVERBIRCH TRACE RD
City	MIDLOTHIAN
State	VA
Zip	23112-4640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERBIRCH TRACE L 5
Legal Subdivision	RIVERBIRCH TRACE
Legal Lot Number	5
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	1
Census Block	1009
Census Tract	100912

Owner

Source: Chesterfield County records · APN 726-68-37-37-500-000

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13909 RIVERBIRCH TRACE RD, MIDLOTHIAN, VA 23112-4640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 05, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK NA
Apr 06, 2022	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Jan 17, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Sep 22, 2018	Deed of Trust, Mortgage · FHA Mortgage WYNDHAM CAP MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 06, 2022 · Amount on Record
Deed Sale	Apr 06, 2022 · Amount on Record
Prior Sale	Dec 16, 2004 · Amount on Record
Deed Document Number	202216286
Deed Book / Page	13916 / 325
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	13909 RIVERBIRCH TRACE RD, MIDLOTHIAN, VA 23112-4640
Transaction Type	Mortgage
Record Updated	Aug 05, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013280-599
Date	Mar 05, 2021
Book Page	13280/599
Instrument	2021014538

Lender

Name	CITIZENS BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Interest

Rate Type	Fixed Rate

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Apr 06, 2022
Property Address	13909 RIVERBIRCH TRACE RD, MIDLOTHIAN, VA 23112-4640
Document Number	013916-325
Book / Page	13916 / 325
Instrument Date	Apr 03, 2022
Instrument	2022016286
Transaction Type	Transfer
Record Updated	Aug 05, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13909 RIVERBIRCH TRACE RD, MIDLOTHIAN, VA 23112-4640

Mortgage

Document Number	2022016287
Date	Apr 06, 2022
Instrument	2022016287

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	13909 RIVERBIRCH TRACE RD, MIDLOTHIAN, VA 23112-4640
Document Number	12603502
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13909 RIVERBIRCH TRACE RD MIDLOTHIAN VA 231124640, MIDLOTHIAN, VA 23112-4640

Mortgage

Document Number	12603502
Date	Jan 23, 2020
Book Page	012603/000502
Instrument	3118

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

Interest

Rate Type	Fixed Rate
Rate	3.69%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	13909 RIVERBIRCH TRACE RD, MIDLOTHIAN, VA 23112-4640
Document Number	12111795
Instrument Date	Sep 22, 2018
Transaction Type	Mortgage
Record Updated	Oct 09, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12111795
Date	Sep 27, 2018
Book Page	012111/000795
Instrument	36371

Lender

Name	WYNDHAM CAP MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,688.00 (+3.55%)	$636,300 (-) Land $105,000 Building $531,300	$636,300 (-) Land $105,000 Building $531,300
2025		$636,300 (+5.89%) Land $105,000 Building $531,300	$636,300 (+5.89%) Land $105,000 Building $531,300
2023	$5,493.00	$600,900 Land $101,400 Building $499,500	$600,900 Land $101,400 Building $499,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chesterfield County (51041C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510411009121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 38 individual NFIP policies nearby
Nearby Flood Policies	38 in force
Nearby Flood Claims	7 (1979–2020)
Most Recent Claim	Aug 2020, river or lake flooding

Wildfire

Wildfire Risk	Low above 4% of the US · above 2% of Virginia
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 188 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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