13909 Orange Crest Dr, Windermere, FL 34786 Property Records

Orange County property record for 13909 Orange Crest Dr, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,536 sqft · built 2003
Lot Size	0.186 acres (8,098 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jun 2011)
Tax Bill	$6,662 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-23-27-1527-01-420`

Property Details

APN / Parcel Number

Primary APN	`22-23-27-1527-01-420`
Alternative APNs	`272322152701420` `144004` `145173` `147294`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,536 sqft Living Area
Gross Area	3,506 sqft
1st Floor Area	2,005 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,098 sqft (0.186 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	13909 ORANGE CREST DR
City	WINDERMERE
State	FL
Zip	34786-7335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	EDEN ISLE 52/9 LOT 142
Legal Range	27E
Legal Township	23S
Legal Section	22
Legal Subdivision	EDEN ISLE
Legal Tract	1527
Legal Block	1
Legal Lot Number	142
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	3
Census Block	3005
Census Tract	17114

Owner

13909 Orange Crest Dr is owned and occupied by two individuals who bought it in June 2011.

Source: Orange County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13909 ORANGE CREST DR, WINDERMERE, FL 34786-7335
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU
May 13, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
May 13, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2011 · Amount on File
Deed Sale	Jun 29, 2011 · Amount on File
Prior Sale	May 24, 2010
Deed Document Number	2011341376
Deed Book / Page	10233 / 7489
Prior Transfer Date	May 4, 2010
Prior Transfer Doc	0000297138
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13909 ORANGE CREST DR, WINDERMERE, FL 34786-7335
Transaction Type	Mortgage
Record Updated	Jun 24, 2022
Title Company	APOLLO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13909 ORANGE CREST DR, WINDERMERE, FL 34786-7335

Mortgage

Document Number	0000416249
Date	Jul 13, 2021
Instrument	20210416249

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	32026

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	May 13, 2021
Property Address	13909 ORANGE CREST DR, WINDERMERE, FL 34786-7335
Document Number	20210289860
Map Reference	MB 52 PG 9
Instrument Date	Apr 26, 2021
Instrument	20210289860
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13909 ORANGE CREST DR, WINDERMERE, FL 34786-7335

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	May 13, 2021
Property Address	13909 ORANGE CREST DR, WINDERMERE, FL 34786-7335
Document Number	0000289860
Map Reference	MB 52 PG 9
Instrument Date	Apr 26, 2021
Instrument	20210289860
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13909 ORANGE CREST DR, WINDERMERE, FL 34786-7335

Tax Assessment & Valuation

The 2025 property tax bill for 13909 Orange Crest Dr was $6,662, up 4.4% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$432,126 (+2.7%)	$514,030 (-0.89%) Land $110,000 Building $404,030
2025	$6,662.00 (+4.39%) Homeowner's exemption	$420,765	$518,670 Land $110,000 Building $408,670
2024	$6,382.00 (+7.15%)
2023	$5,956.00 (+3.53%) Homeowner's exemption	$396,997 (+3%)	$437,864 (+13.6%) Land $110,000 Building $327,864
2022	$5,753.00 Homeowner's exemption	$385,434 Land $110,000 Building $275,434	$385,434 Land $110,000 Building $275,434

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13909 Orange Crest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13909 Orange Crest Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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