13909 Downing St, Dover, FL 33527 Property Records

Hillsborough County property record for 13909 Downing St, Dover, FL 33527

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,226 sqft · built 2007
Lot Size	4.05 acres (176,637 sqft)
Owner	2 Individual Names on Record
Last Sale	$10,000 (Aug 2006)
Tax Bill	$5,324 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084560-0000`

Property Details

APN / Parcel Number

Primary APN	`084560-0000`
Alternative APN	`U052921ZZZ000003914700`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,226 sqft Living Area
Gross Area	4,128 sqft
1st Floor Area	3,226 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2016
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	176,637 sqft
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	418 sqft
Deck Area	64 sqft
Patio Area	64 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0845600000
Street Address	13909 DOWNING ST
City	DOVER
State	FL
Zip	33527-5101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ASC-1
Legal Description	LOT BEG 295 FT W OF NE COR OF SW 1/4 OF NE 1/4 AND RUN W 163.2 FT MOL TO PT ON SLY BDRY OF ATLANTIC COAST LINE RR R/W THN S 74 DEG 03 MIN W ALG SD RR R/W 80.1 FT THN S 842.6 FT MOL TO NLY BDRY OF DRAINAGE CANAL THN N 64 DEG 48 MIN E 298.3 FT N 785.7
Legal Range	21E
Legal Township	29S
Legal Section	05
Legal Subdivision	UNPLATTED
Legal Block	3
Legal Lot Number	91470
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	PLANT CITY
Census Block Group	1
Census Block	1011
Census Tract	12402

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13909 DOWNING ST, DOVER, FL 33527-5101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GTE FCU
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage GTE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2006 · Amount on Record
Deed Sale	Aug 11, 2006 · Amount on Record
Prior Sale	Sep 30, 2003
Deed Document Number	2006389455
Deed Book / Page	16822 / 54
Last Transfer Date	May 7, 2009
Transfer Doc	0192690677
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	13909 DOWNING ST, DOVER, FL 33527-5101
Transaction Type	Mortgage
Record Updated	Nov 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13909 DOWNING ST, DOVER, FL 33527-5101

Mortgage

Document Number	0000499364
Date	Oct 19, 2022
Instrument	2022499364

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	13909 DOWNING ST, DOVER, FL 33527-5101
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13909 DOWNING ST, DOVER, FL 33527-5101

Mortgage

Document Number	2021167933
Date	Apr 6, 2021
Instrument	2021167933

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,609 (+2.7%)	$613,705 (+3.19%) Land $269,500 Building $344,205
2025	$5,324.00 (+8.43%) Homeowner's exemption	$270,311 (+5.99%)	$594,729 (+13.32%) Land $245,000 Building $349,729
2024	$4,910.00 (+4.29%)
2023	$4,708.00 Homeowner's exemption	$255,042	$524,806 Land $208,250 Building $316,556

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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