Chesterfield County property record for 13908 Shadow Ridge Rd, Midlothian, VA 23112
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,594 sqft · built 1988 |
| Lot Size | 0.299 acres (13,024 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $309,000 (Oct 2018) |
| Tax Bill | $4,016 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03615130000A042 |
| Primary APN | 03615130000A042 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,594 sqft Finished Area |
| 1st Floor Area | 168 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 13,024 sqft (0.299 acres) |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Balcony Area | 28 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 400547001 |
|---|---|
| Street Address | 13908 SHADOW RIDGE RD |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23112-4111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 - SINGL |
| Legal Description | SHADOW RIDGE L 42 BK A |
| Legal Subdivision | SHADOW RIDGE |
| Legal Block | A |
| Legal Lot Number | 42 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | CLOVER HILL |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 100937 |
13908 Shadow Ridge Rd is owned and occupied by two individuals who bought it in October 2018.
Source: Chesterfield County records, as of June 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13908 SHADOW RIDGE RD, MIDLOTHIAN, VA 23112-4111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Oct 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2018 · Amount on File |
| Deed Sale | Oct 29, 2018 · Amount on File |
| Deed Document Number | 201840541 |
| Deed Book / Page | 12139 / 95 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 13908 SHADOW RIDGE RD, MIDLOTHIAN, VA 23112-4111 |
| Document Number | 12688560 |
| Instrument Date | Mar 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 13908 SHADOW RIDGE RD MIDLOTHIAN VA 231124111, MIDLOTHIAN, VA 23112-4111 |
| Document Number | 12688560 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 012688/000560 |
| Instrument | 14665 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 31, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Oct 29, 2018 |
| Property Address | 13908 SHADOW RIDGE RD, MIDLOTHIAN, VA 23112-4111 |
| Document Number | 1213995 |
| Book / Page | 012139 / 000095 |
| Instrument Date | Oct 24, 2018 |
| Instrument | 40541 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $309.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13908 SHADOW RIDGE RD MIDLOTHIAN VA 231124111, MIDLOTHIAN, VA 23112-4111 |
| Document Number | 12139110 |
|---|---|
| Date | Oct 29, 2018 |
| Book Page | 012139/000110 |
| Instrument | 40542 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 13908 Shadow Ridge Rd was $4,016.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,016.00 | $448,500 (+1.13%) Land $80,000 Building $368,500 | $448,500 (+1.13%) Land $80,000 Building $368,500 |
| 2025 | $443,500 Land $75,000 Building $368,500 | $443,500 Land $75,000 Building $368,500 | |
| 2023 | $3,694.00 | $403,200 Land $71,000 Building $332,200 | $403,200 Land $71,000 Building $332,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13908 Shadow Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13908 Shadow Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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