13901 Sutter Creek Rd, Sutter Creek, CA 95685 Property Records

Amador County property record for 13901 Sutter Creek Rd, Sutter Creek, CA 95685

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,861 sqft · built 1988
Lot Size4.66 acres (203,425 sqft)
Owner2 Individual Names on File
Tax Bill$2,327 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN040-040-021-000

Property Details

APN / Parcel Number

Primary APN040-040-021-000
Alternative APN
  • 4004002100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,861 sqft Living Area
1st Floor Area1,861 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Construction TypeWood
Lot Area203,425 sqft
Garage TypeDetached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected
Water SourceWell

Location & Zoning

Street Address13901 SUTTER CREEK RD
CitySUTTER CREEK
StateCA
Zip95685
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionPAR A
Legal SubdivisionRANDY R & VIRGINIA G HIATT MAP
Legal Lot NumberA
JurisdictionAMADOR CA
Township / Civil DivisionSUTTER CREEK-PLYMOUTH
Census Block Group3
Census Block3010
Census Tract401

Owner

13901 Sutter Creek Rd is owned and occupied by two individuals who acquired it in July 2021.

Source: Amador County records, as of July 21, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 1472, SUTTER CREEK, CA 95685-1472
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 1, 2021
Transfer Doc0000007732
Record UpdatedSep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionAMADOR CA
Recording DateJul 1, 2021
Property Address13901 SUTTER CREEK RD, SUTTER CREEK, CA 95685
Document Number0000007732
Map ReferenceMB 42 PG 46&47
Instrument DateJul 1, 2021
Instrument2021-0007732
Transaction TypeTransfer
Record UpdatedJul 14, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address13901 SUTTER CREEK RD, SUTTER CREEK, CA 95685

Mortgage

Document Number0000007733
DateJul 1, 2021
Instrument2021-0007733
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 13901 Sutter Creek Rd was $2,327 with a homeowner's exemption.

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAmador County
Unified School DistrictAmador County Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$233,012 (+2%) Land $68,311 Building $164,701
2025$2,327.00 Homeowner's exemption$228,444 Land $66,972 Building $161,472
2024$501,840
2023$2,236.00 (+3.86%) Homeowner's exemption$219,574 Land $64,372 Building $155,202
2022$2,153.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13901 Sutter Creek Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1986–2017)
Claims Outside the SFHA5 of 9
Most Recent ClaimJan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13901 Sutter Creek Rd is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 92% of the US · above 76% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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