13901 Kellen Dr, Hagerstown, MD 21740 Property Records

Washington County property record for 13901 Kellen Dr, Hagerstown, MD 21740

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,274 sqft · built 2021
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Nov 2025)
Tax Bill	$6,105 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13-003467`

Property Details

APN / Parcel Number

Primary APN	`13-003467`
Alternative APN	`003467`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,274 sqft Total Area
Basement Area	1,262 sqft
Finished Basement	1,262 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	003467
Street Address	13901 KELLEN DR
City	HAGERSTOWN
State	MD
Zip	21740-1180
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A(R)
Legal Description	LOT 2 SEC C 5.00 AC 13901 KELLEN DR FAIRVIEW ACRES
Legal Subdivision	FAIRVIEW ACRES
Legal Lot Number	2
Jurisdiction	WASHINGTON MD
Township / Civil Division	13, MAUGANSVILLE
Census Block Group	1
Census Block	1020
Census Tract	10402

Owner

13901 Kellen Dr is owned and occupied by two individuals who bought it in November 2025.

Source: Washington County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13901 KELLEN DR, HAGERSTOWN, MD 21740-1180
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jan 28, 2022	Deed of Trust, Mortgage · Line of Credit FULTON BANK NA
Nov 24, 2025	Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Dec 1, 2020	Deed of Trust, Mortgage · Construction Mortgage ATLANTIC UNION BANK
Oct 2, 2020	Grant Deed, Transfer PREMIER SETTLEMENT AND TITLE SERVICES, PREMIER SETTLEMENT & TITLE SVC
Jun 18, 2018	Deed, Transfer · ARM CNB BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2025 · Amount on File
Deed Sale	Nov 24, 2025 · Amount on File
Prior Sale	Oct 2, 2020 · Amount on File
Deed Book / Page	7809 / 80
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13901 KELLEN DR, HAGERSTOWN, MD 21740-1180
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13901 KELLEN DR, HAGERSTOWN, MD 21740-1180

Mortgage

Document Number	0068510459
Date	Dec 1, 2021
Book Page	6851/459

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	2.75%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13901 KELLEN DR, HAGERSTOWN, MD 21740-1180
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13901 KELLEN DR, HAGERSTOWN, MD 21740-1180

Mortgage

Document Number	0069100434
Date	Jan 28, 2022
Book Page	6910/434

Lender

Name	FULTON BANK NA
Type	Bank
Address	HAGERSTOWN, MD 21740

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Nov 24, 2025
Property Address	13901 KELLEN DR, HAGERSTOWN, MD 21740-1180
Document Number	0078090080
Book / Page	7809 / 80
Map Reference	FO 392-A
Instrument Date	Nov 24, 2025
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	UNKNOWN, OLDE TOWNE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13901 KELLEN DR, HAGERSTOWN, MD 21740-1180
Investor	Possibly a Property Investor

Mortgage

Document Number	0000780988
Date	Nov 24, 2025
Instrument	7809/88

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13901 KELLEN DR, HAGERSTOWN, MD 21740-1180
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064390451
Date	Dec 1, 2020
Book Page	6439/451

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	RESTON, VA 20191

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Dec 1, 2051

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Oct 2, 2020
Property Address	13901 KELLEN DR, HAGERSTOWN, MD 21740-1180
Document Number	0063800001
Book / Page	006380 / 000001
Instrument Date	Sep 24, 2020
Transaction Type	Transfer
Record Updated	Oct 21, 2020
Title Company	PREMIER SETTLEMENT AND TITLE SERVICES, PREMIER SETTLEMENT & TITLE SVC

Transaction

Amount	Amount on Record
Tax	$75.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 ECKSTINE CT SMITHSBURG MD 217832119, SMITHSBURG, MD 21783-2119

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jun 18, 2018
Property Address	13901 KELLEN DR, HAGERSTOWN, MD 21740-1180
Document Number	0057730401
Book / Page	5773 / 0401
Map Reference	FO392-A
Instrument Date	Jun 15, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	OLDE TOWNE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10618 GREENWICH DR, WILLIAMSPORT, MD 21795-3184

Mortgage

Document Number	0005773407
Date	Jun 18, 2018
Instrument	5773/407

Lender

Name	CNB BANK INC
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jul 1, 2023
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	7.5%
Index	5-Year CMT
Max Rate	11.5%

Tax Assessment & Valuation

The 2026 property tax bill for 13901 Kellen Dr was $6,105, up 15.2% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,105.00 (+15.21%)	$589,667 (+12.19%)	$717,800 (+36.57%) Land $120,000 Building $597,800
2025	$5,299.00 Homeowner's exemption	$525,600 Land $120,000 Building $405,600	$525,600 Land $120,000 Building $405,600
2023	$4,819.00 Homeowner's exemption	$469,000	$525,600 Land $120,000 Building $405,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13901 Kellen Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13901 Kellen Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Cable	1,300 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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