St. Johns County property record for 13900 Co Rd 13 N, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,166 sqft · built 1982 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $594,000 (Oct 2021) |
| Tax Bill | $8,157 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Oct 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 018190-0080 |
| Primary APN | 018190-0080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,166 sqft Living Area |
| Gross Area | 2,419 sqft |
| 1st Floor Area | 1,152 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 32,234 sqft (0.74 acres) |
| Lot Width | 200 ft Width |
| Garage Area | 1,200 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 253 sqft |
| Patio Area | 143 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 13900 COUNTY ROAD 13 N |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-8830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | 10-23 ST JOHNS RIVER ESTS LOT 8 OR5402/487 |
| Legal Range | 27E |
| Legal Township | 07S |
| Legal Section | 42 |
| Legal Subdivision | ST. JOHNS RIVER ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 21004 |
13900 Co Rd 13 N is owned and occupied by two individuals who bought it in October 2021.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13900 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2023 | Deed of Trust, Mortgage · Line of Credit AMERIS BANK |
| Oct 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Jul 22, 2020 | Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jan 7, 2019 | Warranty Deed, Transfer · VA Mortgage KS STATEBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2021 · Amount on File |
| Deed Sale | Oct 25, 2021 · Amount on File |
| Prior Sale | Jan 7, 2019 · Amount on File |
| Deed Document Number | 2021115918 |
| Deed Book / Page | 5402 / 487 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 13900 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8830 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 13900 COUNTY ROAD 13 N, ST AUGUSTINE, FL 32092-8830 |
| Document Number | 0057200584 |
|---|---|
| Date | Mar 8, 2023 |
| Book Page | 5720/584 |
| Instrument | 2023017413 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | ROSWELL, GA 30076 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Feb 22, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 25, 2021 |
| Property Address | 13900 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8830 |
| Document Number | 0054020487 |
| Book / Page | 5402 / 487 |
| Map Reference | MB 10 PG 23 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 2021115918 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,158.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 136 JIM BRYANT RD, EAST PALATKA, FL 32131-4139 |
| Name | Verified Name |
|---|---|
| Address | 13900 COUNTY ROAD 13 N, ST AUGUSTINE, FL 32092-8830 |
| Document Number | 0005402489 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 5402/489 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 13900 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8830 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049951970 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 4995/1970 |
| Instrument | 2020059265 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 7, 2019 |
| Property Address | 13900 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8830 |
| Document Number | 0046640868 |
| Book / Page | 004664 / 000868 |
| Instrument Date | Dec 27, 2018 |
| Instrument | 1220 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2019 |
| Title Company | LAND TITLE/AMERICA INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13900 COUNTY ROAD 13 S ST AUGUSTINE FL 32092, ST AUGUSTINE, FL 32092 |
| Document Number | 46640870 |
|---|---|
| Date | Jan 7, 2019 |
| Book Page | 004664/000870 |
| Instrument | 1221 |
| Name | KS STATEBANK |
|---|---|
| Address | MANHATTAN, KS 66502 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 6, 2049 |
The 2025 property tax bill for 13900 Co Rd 13 N was $8,157 with a homeowner's exemption, up 11.6% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $636,329 (+2.7%) | $725,597 (+2.29%) Land $273,200 Building $452,397 | |
| 2025 | $8,157.00 (+11.59%) Homeowner's exemption | $619,600 (+2.9%) | $709,361 (+0.42%) Land $273,200 Building $436,161 |
| 2024 | $7,310.00 (+25.34%) Homeowner's exemption | $602,138 (+25.76%) | $706,384 (+30.84%) Land $253,200 Building $453,184 |
| 2023 | $5,832.00 (+2.64%) Homeowner's exemption | $478,788 (+3%) | $539,867 (+10.66%) Land $193,750 Building $346,117 |
| 2022 | $5,682.00 Homeowner's exemption | $464,843 | $487,853 Land $193,750 Building $294,103 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13900 Co Rd 13 N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 26 units insured incl. 8 condo units |
| Nearby Flood Claims | 2 (2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13900 Co Rd 13 N is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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