1390 W Prairie Rd, Midland, MI 48640 Property Records

Midland County property record for 1390 W Prairie Rd, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,716 sqft
Lot Size	3.05 acres (133,294 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Mar 2021)
Tax Bill	$2,975 (2022)
Deeds & Mortgages	Sep 2022 Line of Credit Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`100-015-300-121-00`

Property Details

APN / Parcel Number

Primary APN	`100-015-300-121-00`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,716 sqft Living Area

Exterior

Lot Area	133,294 sqft (3.05 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	10001530012100
Street Address	1390 W PRAIRIE RD
City	MIDLAND
State	MI
Zip	48640-9092
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES-FA
Legal Description	SEC 15 T14N R1W COM 132 FT E OF SW COR OF E 1/2 OF SW 1/4 OF SW 1/4, TH N 301 FT, E 84 FT, N 433 FT, E 441.79 FT, S 74 FT, W
Legal Range	01W
Legal Township	14N
Legal Section	15
Jurisdiction	MIDLAND MI
Township / Civil Division	LEE
Census Block Group	2
Census Block	2003
Census Tract	291500

Owner

1390 W Prairie Rd is owned and occupied by an individual who bought it in March 2021.

Source: Midland County records, as of December 18, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1390 W PRAIRIE RD, MIDLAND, MI 48640-9092
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 22, 2021	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2021 · Amount on File
Deed Sale	Mar 22, 2021 · Amount on File
Prior Sale	Jun 2, 2016 · Amount on File
Deed Document Number	0016431347
Deed Book / Page	1643 / 1347
Record Updated	Jun 7, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	1390 W PRAIRIE RD, MIDLAND, MI 48640-9092
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001660/575
Date	Sep 29, 2022
Book Page	1660/575

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Oct 20, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Mar 22, 2021
Property Address	1390 W PRAIRIE RD, MIDLAND, MI 48640-9092
Document Number	1643/1347
Book / Page	1643 / 1347
Instrument Date	Mar 19, 2021
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP LC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$862.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1820 N 8 MILE RD, 1820, SANFORD, MI 48657-9725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1390 W PRAIRIE RD, MIDLAND, MI 48640-9092

Mortgage

Document Number	16431348
Date	Mar 22, 2021
Instrument	1643/1348

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Lee Township
Unified School District	Bullock Creek School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$63,000	$126,000
2022	$2,975.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1390 W Prairie Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Most Recent Claim	Nov 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1390 W Prairie Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Prairie Rd

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