1390 S Prosperity St, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 1390 S Prosperity St, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,238 sqft · built 2018
Lot Size	0.064 acres (2,790 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Nov 2019)
Tax Bill	$11,679 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`262-300-070-000`

Property Details

APN / Parcel Number

Primary APN	`262-300-070-000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,238 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Lot Area	2,790 sqft (0.064 acres)
Garage Area	417 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1390 S PROSPERITY ST
City	TRACY
State	CA
Zip	95391-8827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 6 MOUNTAIN HOUSE NEIGHBORHOOD D UNIT 3
Legal Subdivision	MOUNTAIN HOUSE NBRHD D
Legal Block	1
Legal Lot Number	6
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1039
Census Tract	5223

Owner

1390 S Prosperity St is owned and occupied by two individuals who bought it in November 2019.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1390 S PROSPERITY ST, TRACY, CA 95391-8827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Nov 15, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2019 · Amount on File
Deed Sale	Nov 15, 2019 · Amount on File
Deed Document Number	2019132264
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1390 S PROSPERITY ST, MOUNTAIN HOUSE, CA 95391-8827
Document Number	0000179752
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1390 S PROSPERITY ST MOUNTAIN HOUSE CA 953918827, MOUNTAIN HOUSE, CA 95391-8827

Mortgage

Document Number	0000179752
Date	Dec 21, 2020
Instrument	179752

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2050

November 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 15, 2019
Property Address	1390 S PROSPERITY ST, MOUNTAIN HOUSE, CA 95391-8827
Document Number	0000132264
Instrument Date	Oct 11, 2019
Instrument	132264
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 17, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$621.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1390 S PROSPERITY ST MOUNTAIN HOUSE CA 953918827, MOUNTAIN HOUSE, CA 95391-8827

Mortgage

Document Number	132265
Date	Nov 15, 2019
Instrument	132265

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1390 S Prosperity St was $11,679, up 14.9% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,679.00 (+14.87%)
2025	$10,167.00	$617,906 Land $191,386 Building $426,520
2023	$9,722.00 (+2.07%)	$593,913 Land $183,955 Building $409,958	$885,240
2022	$9,525.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1390 S Prosperity St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1390 S Prosperity St is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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