1390 S Palm St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1390 S Palm St, Gilbert, AZ 85296

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,617 sqft · built 1996
Lot Size0.16 acres (7,000 sqft)
Owner2 Individual Names on File
Last Sale$230,000 (Aug 2015)
Tax Bill$1,541 (2025)
Deeds & MortgagesMar 2021 Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN304-24-681

Property Details

APN / Parcel Number

Primary APN304-24-681

Interior

Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,617 sqft Living Area
1st Floor Area1,617 sqft

Exterior

Year BuiltBuilt 1996
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area7,000 sqft (0.16 acres)
Parking Spaces2 Parking Spaces
Pool Area310 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address1390 S PALM ST
CityGILBERT
StateAZ
Zip85296-4057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionSETTLER'S POINT SOUTH MCR 391-28
Legal Range06E
Legal Township01S
Legal Section19
Legal QuarterSW
Quarter-Quarter SectionNE
Legal SubdivisionSETTLER'S POINT SOUTH
Legal Lot Number93
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group2
Census Block2016
Census Tract814400

Owner

1390 S Palm St is owned and occupied by two individuals who acquired it in December 2015.

Source: Maricopa County records, as of November 20, 2025

Owner of Record2 Individual Names on File
Mailing Address1390 S PALM ST, GILBERT, AZ 85296-4057
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Feb 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2015 · Amount on File
Deed SaleAug 7, 2015 · Amount on File
Prior SaleAug 7, 2015
Deed Document Number0000574521
Last Transfer DateDec 4, 2015
Transfer Doc0000862594
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1390 S PALM ST, GILBERT, AZ 85296-4057
Transaction TypeMortgage
Record UpdatedMar 18, 2021
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1390 S PALM ST, GILBERT, AZ 85296-4057

Mortgage

Document Number0000256499
DateMar 8, 2021
Instrument20210256499
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term301 Months
DueApr 1, 2046

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1390 S PALM ST, GILBERT, AZ 85296-4057
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE SVC AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000090667
DateFeb 3, 2020
Instrument20200090667
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueFeb 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 1390 S Palm St was $1,541.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$42,930$429,300 Land $85,800 Building $343,500
2025$1,541.00
2024$43,430$434,300 Land $86,800 Building $347,500
2023$1,491.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1390 S Palm St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1390 S Palm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 500
Arizona Network
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, GeoLinks, Tristate Wi-Fi by Wi-Fiber, Xfinity.

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