1390 Koaniani St, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 1390 Koaniani St, Hilo, HI 96720

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,644 sqft · built 2013
Lot Size0.345 acres (15,044 sqft)
OwnerIndividual Name on Record
Last Sale$499,000 (Jun 2019)
Tax Bill$2,529 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jun 2024 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN3-2-4-065-060

Property Details

APN / Parcel Number

Primary APN3-2-4-065-060
Alternative APNs
  • 3-2-4-065-060-0000
  • 240650600000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,644 sqft Living Area
Gross Area1,668 sqft
1st Floor Area1,644 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeHip
Roof MaterialOther
Lot Area15,044 sqft (0.345 acres)
Garage Area692 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area24 sqft

Location & Zoning

Street Address1390 KOANIANI ST
CityHILO
StateHI
Zip96720-6231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1C
Legal DescriptionLOT 14 15,044 SF DES POR GR 11639 & 9460 KUPULAU HEIGHTS INCR 1 TOG/ESMTS R-3 & R-4
Legal SubdivisionWAIAKEA HOMESTEADS 2ND SERIES
Legal Lot Number14
JurisdictionHAWAII HI
Township / Civil DivisionHILO
Census Block Group1
Census Block1006
Census Tract20801

Owner

Source: State of Hawaii and Hawaii County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1390 KOANIANI ST, HILO, HI 96720-6231
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2022Deed of Trust, Mortgage · Conventional Mortgage
HFS FEDERAL CU
Jun 21, 2024Deed of Trust, Mortgage · Line of Credit
HFS FEDERAL CU
Dec 1, 2020Deed of Trust, Mortgage · Line of Credit
HFS FEDERAL CU
Jun 28, 2019Warranty Deed, Transfer · Conventional Mortgage
CENTRAL PACIFIC BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2019 · Amount on Record
Deed SaleJun 28, 2019 · Amount on Record
Prior SaleMar 9, 2011 · Amount on Record
Deed Document Number201971180078
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAWAII HI
Property Address1390 KOANIANI ST, HILO, HI 96720-6231
Transaction TypeMortgage
Record UpdatedApr 30, 2026
Title CompanyFIRST AMERICAN TITLE, FAM

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A80410490
DateJan 6, 2022
InstrumentA-80410490
Lender
NameHFS FEDERAL CU
TypeCredit Union
AddressHILO, HI 96720
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAWAII HI
Property Address1390 KOANIANI ST, HILO, HI 96720-6231
Transaction TypeMortgage
Record UpdatedApr 30, 2026
Title CompanyFIRST AMERICAN TITLE, FAM

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A89380402
DateJun 21, 2024
InstrumentA-89380402
Lender
NameHFS FEDERAL CU
TypeCredit Union
AddressHILO, HI 96720
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJun 30, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAWAII HI
Property Address1390 KOANIANI ST, HILO, HI 96720-6231
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFAM

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A76400148
DateDec 1, 2020
InstrumentA-76400148
Lender
NameHFS FEDERAL CU
TypeCredit Union
AddressHILO, HI 96720
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueDec 31, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAWAII HI
Recording DateJun 28, 2019
Property Address1390 KOANIANI ST, HILO, HI 96720-6231
Document Number0A71180078
Instrument DateJun 7, 2019
InstrumentA-71180078
Transaction TypeTransfer
Record UpdatedFeb 6, 2021
Title CompanyTG

Transaction

Tax$499.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 4171, HILO, HI 96720-0171

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address15-2791 MALOLO ST, PAHOA, HI 96778-9156

Mortgage

Document Number0A71180079
DateJun 28, 2019
InstrumentA-71180079
Lender
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Mortgage

Document Number0A71180079
DateJun 28, 2019
InstrumentA-71180079
Lender
NameCENTRAL PACIFIC BANK
TypeBank
AddressHONOLULU, HI 96813
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateHawaii
CountyHawaii County
Unified School DistrictHawaii Department of Education (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$592,500 (+3.01%) Land $192,800 Building $399,700$639,000 (-3.61%) Land $218,300 Building $420,700
2025$2,529.00 (+5.99%)$575,200 (+3.01%) Land $192,800 Building $382,400$662,900 (+1.45%) Land $242,200 Building $420,700
2024$558,400 (+3.77%) Land $192,800 Building $365,600$653,400 (+9.14%) Land $254,600 Building $398,800
2023$2,386.00 Homeowner's exemption$538,100 Land $192,800 Building $345,300$598,700 Land $231,400 Building $367,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims1 (2000)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2000 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 78% of Hawaii
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHILO
serves 39,477 people · EPA ID HI0000101
Water SourceGroundwater
Last State InspectionJul 2021
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,850 / 2,850
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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