1390 Kenneth Dr, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 1390 Kenneth Dr, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,152 sqft · built 1988
Lot Size	0.3 acres (13,068 sqft)
Owner	Company Name on File
Last Sale	$879,000 (Oct 2019)
Tax Bill	$10,482 (2025)
Deeds & Mortgages	Oct 2019 Sale Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023-036-011`

Property Details

APN / Parcel Number

Primary APN	`023-036-011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,152 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	13,068 sqft (0.3 acres)
Terrain	Below Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1390 KENNETH DR
City	CAMBRIA
State	CA
Zip	93428-4666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CAM PINES EST U 1 LT 49
Legal Subdivision	CAMBRIA PINES ESTATES 01
Legal Block	2
Legal Lot Number	49
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2069
Census Tract	10403

Owner

1390 Kenneth Dr is owned by a company that bought it in October 2019.

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 301, ENNIS, MT 59729-0301
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2019	Grant Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Jun 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2019 · Amount on File
Deed Sale	Oct 22, 2019 · Amount on File
Deed Document Number	201946457
Prior Transfer Date	Jan 27, 1997
Prior Transfer Doc	0000005168
Record Updated	Oct 29, 2026

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 22, 2019
Property Address	1390 KENNETH DR, CAMBRIA, CA 93428-4666
Document Number	0000046457
Instrument Date	Sep 18, 2019
Instrument	46457
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Tax	$966.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 301 ENNIS MT 597290301, ENNIS, MT 59729-0301

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1390 KENNETH DR, CAMBRIA, CA 93428-4666
Document Number	0000027177
Instrument Date	Jun 13, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1390 KENNETH DR CAMBRIA CA 934284666, CAMBRIA, CA 93428-4666

Mortgage

Document Number	0000027177
Date	Jun 21, 2017
Instrument	27177

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 20, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1390 Kenneth Dr was $10,482.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$980,536 (+2%) Land $501,981 Building $478,555
2025	$10,482.00	$961,311 Land $492,139 Building $469,172
2023	$10,075.00 (+1.99%)	$923,984 Land $473,030 Building $450,954
2022	$9,878.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1390 Kenneth Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	8 (1995–2021)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jan 2021 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1390 Kenneth Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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