1390 Co Rd 40, Centre, AL 35960 Property Records

Cherokee County property record for 1390 Co Rd 40, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,694 sqft · built 1996
Lot Size	4.5 acres (196,020 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Apr 2019)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-13-08-33-0-000-001.002`

Property Details

APN / Parcel Number

Primary APN	`13-13-08-33-0-000-001.002`
Alternative APNs	`ALT APN:1308330000001002` `207540`

Interior

Stories	1 Story
Building Area	1,694 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	196,020 sqft (4.5 acres)
Garage Type	Mixed
Carport	Carport
Carport Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	240 sqft
Deck Area	Deck Area

Location & Zoning

Account Number	207540
Street Address	1390 COUNTY ROAD 40
City	CENTRE
State	AL
Zip	35960-8002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NE COR; S 20'TO POB; W 150';S 1320';E 150'; N 1320'TO POB
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	3
Census Block	3011
Census Tract	956102

Owner

Source: Cherokee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1390 COUNTY ROAD 40, CENTRE, AL 35960-8002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2019 · Amount on Record
Deed Sale	Apr 16, 2019 · Amount on Record
Deed Document Number	206999
Record Updated	Jun 8, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Apr 16, 2019
Property Address	1390 COUNTY ROAD 40, CENTRE, AL 35960-8002
Document Number	0000206999
Instrument Date	Apr 15, 2019
Instrument	206999
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1390 COUNTY ROAD 40, CENTRE, AL 35960-8002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 COUNTY ROAD 496, CENTRE, AL 35960-5921

Mortgage

Document Number	0000207000
Date	Apr 16, 2019
Instrument	207000

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$3,260 (-81.56%) Land $2,080 Building $1,180	$186,300 (+5.49%) Land $20,800 Building $165,500
2023	Additional exemption filed	$17,680	$176,600 Land $18,900 Building $157,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2019–2020)
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 67% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE COUNTY WATER & SEWER AUTHORITY serves 11,013 people · EPA ID AL0000189
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Co Rd 40

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