1390 Cedar Dr, Lincoln, CA 95648 Property Records

Placer County property record for 1390 Cedar Dr, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,883 sqft · built 2003
Lot Size	0.249 acres (10,834 sqft)
Owner	2 Individual Names on Record
Last Sale	$386,000 (Jun 2003)
Tax Bill	$7,077 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`329-050-026-000`

Property Details

APN / Parcel Number

Primary APN	`329-050-026-000`
Alternative APN	`329-050-026`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,883 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	10,834 sqft (0.249 acres)
Garage Area	698 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	329-050-026
Street Address	1390 CEDAR DR
City	LINCOLN
State	CA
Zip	95648-8260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 101 TWELVE BRIDGES VILLAGE 8 UNIT 1 MOR X-100
Legal Subdivision	TWELVE BRIDGES VILL
Legal Lot Number	101
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4007
Census Tract	23502

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1390 CEDAR DR, LINCOLN, CA 95648-8260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 27, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2003 · Amount on Record
Deed Sale	Jun 10, 2003 · Amount on Record
Deed Document Number	200393772
Last Transfer Date	Jan 9, 2013
Transfer Doc	0000010369
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1390 CEDAR DR, LINCOLN, CA 95648-8260
Transaction Type	Mortgage
Record Updated	Nov 10, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1390 CEDAR DR, LINCOLN, CA 95648-8260

Mortgage

Document Number	0000080388
Date	Oct 28, 2022
Instrument	2022-0080388

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1390 CEDAR DR, LINCOLN, CA 95648-8260
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1390 CEDAR DR, LINCOLN, CA 95648-8260

Mortgage

Document Number	0000094073
Date	Jul 23, 2021
Instrument	2021-0094073

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1390 CEDAR DR, LINCOLN, CA 95648-8260
Document Number	0000053847
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1390 CEDAR DR LINCOLN CA 956488260, LINCOLN, CA 95648-8260

Mortgage

Document Number	0000053847
Date	Jul 19, 2017
Instrument	53847

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$569,919 (+2%) Land $147,716 Building $422,203
2025	$7,077.00 (-3.62%) Homeowner's exemption	$558,745 (+4.04%) Land $144,820 Building $413,925
2023	$7,343.00 (+1.17%) Homeowner's exemption	$537,050 Land $139,198 Building $397,852
2022	$7,258.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cal.net, DigitalPath, Verizon.

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