1390 49th Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1390 49th Ave, Capitola, CA 95010 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,938 sqft · built 1982
Lot Size	0.099 acres (4,312 sqft)
Owner	2 Individual Names on File
Last Sale	$1,839,000 (Sep 2019)
Tax Bill	$25,184 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jun 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`034-067-16`

Property Details

APN / Parcel Number

Primary APN	`034-067-16`
Alternative APN	`034-067-16-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,938 sqft Living Area
Gross Area	2,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,312 sqft (0.099 acres)
Garage Type	Attached
Garage Area	412 sqft
Parking Spaces	2 Parking Spaces
Deck Area	412 sqft
Patio Area	412 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1390 49TH AVE
City	CAPITOLA
State	CA
Zip	95010-3858
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 104
Legal Subdivision	CAMP FAIR VIEW
Legal Lot Number	104
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1018
Census Tract	121701

Owner

Source: Santa Cruz County records · APN 034-067-16

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1390 49TH AVE, CAPITOLA, CA 95010-3858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jun 14, 2021	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 19, 2019	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Jun 01, 2020	Deed of Trust, Mortgage · Conventional Mortgage SEA WEST COAST GUARD FCU
Aug 29, 2019	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Sep 04, 2019	Grant Deed, Transfer · Line of Credit ALLIANT CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 04, 2019 · Amount on Record
Deed Sale	Sep 04, 2019 · Amount on Record
Prior Sale	Apr 09, 2010 · Amount on Record
Deed Document Number	201926118
Last Transfer Date	Sep 21, 2023
Transfer Doc	0000018327
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1390 49TH AVE, CAPITOLA, CA 95010-3858
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1390 49TH AVE, CAPITOLA, CA 95010-3858

Mortgage

Document Number	0000024983
Date	Nov 20, 2025
Instrument	2025-0024983

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 22, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1390 49TH AVE, CAPITOLA, CA 95010-3858
Transaction Type	Mortgage
Record Updated	Sep 05, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1390 49TH AVE, CAPITOLA, CA 95010-3858

Mortgage

Document Number	0000032678
Date	Jun 14, 2021
Instrument	2021-0032678

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1390 49TH AVE, CAPITOLA, CA 95010-3858
Transaction Type	Mortgage
Record Updated	Sep 05, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1390 49TH AVE, CAPITOLA, CA 95010-3858

Mortgage

Document Number	0000027349
Date	May 13, 2021
Instrument	2021-0027349

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1390 49TH AVE, CAPITOLA, CA 95010-3858
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020359
Date	Jul 19, 2019
Instrument	2019-0020359

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1390 49TH AVE, CAPITOLA, CA 95010-3858
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018786
Date	Jun 01, 2020
Instrument	2020-0018786

Lender

Name	SEA WEST COAST GUARD FCU
Type	Credit Union
Address	OAKLAND, CA 94605

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1390 49TH AVE, CAPITOLA, CA 95010-3858
Document Number	0000026120
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4750 JEWEL ST CAPITOLA CA 950103121, CAPITOLA, CA 95010-3121

Mortgage

Document Number	0000026120
Date	Sep 04, 2019
Instrument	26120

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 03, 2049

Interest

Rate Type	Adjustable Rate

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 04, 2019
Property Address	1390 49TH AVE, CAPITOLA, CA 95010-3858
Document Number	0000026118
Map Reference	MB 9 PG 19
Instrument Date	Aug 15, 2019
Instrument	2019-0026118
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1390 49TH AVE, CAPITOLA, CA 95010-3858

Mortgage

Document Number	0000026120
Date	Sep 04, 2019
Instrument	2019-0026120

Lender

Name	ALLIANT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0000026119
Date	Sep 04, 2019
Instrument	2019-0026119

Lender

Name	SEA WEST COAST GUARD FCU
Type	Credit Union
Address	OAKLAND, CA 94605

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Oct 01, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.5%
Index	1-Year CMT
Max Rate	8.5%

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,051,440 (+2%) Land $1,497,551 Building $553,889
2025	$25,184.00 (+9.1%) Homeowner's exemption	$2,011,215 (+4.04%) Land $1,468,187 Building $543,028
2023	$23,083.00 (+1.12%)	$1,933,118 Land $1,411,176 Building $521,942	$1,871,370
2022	$22,827.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone VE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 822 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Surfnet Communications	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Cruzio Internet, Xfinity, California Internet, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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