139 Yadkin Rd, Fletcher, NC 28732 Property Records

Henderson County property record for 139 Yadkin Rd, Fletcher, NC 28732

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,016 sqft · built 2007
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$438,000 (May 2025)
Tax Bill	$2,273 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage May 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9652005998`

Property Details

APN / Parcel Number

Primary APN	`9652005998`
Alternative APN	`1004874`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,016 sqft Heated Area
1st Floor Area	847 sqft
Upper Floors Area	932 sqft
Attic	Attic
Attic Area	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	7,841 sqft (0.18 acres)
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1004874
Street Address	139 YADKIN RD
City	FLETCHER
State	NC
Zip	28732-7907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1004874~R1
Legal Description	RIVER STONE MAJ SD LO331 PL2006-6127
Legal Subdivision	RIVER STONE MAJ
Legal Lot Number	5998
Jurisdiction	HENDERSON NC
Township / Civil Division	HOOPERS CREEK
Census Block Group	1
Census Block	1007
Census Tract	930501

Owner

139 Yadkin Rd is owned and occupied by two individuals who bought it in May 2025.

Source: Henderson County records, as of August 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	139 YADKIN RD, FLETCHER, NC 28732-7907
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
May 30, 2025	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 7, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2025 · Amount on File
Deed Sale	May 30, 2025 · Amount on File
Prior Sale	Sep 7, 2017 · Amount on File
Deed Document Number	20251031749
Deed Book / Page	4297 / 200
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Oct 6, 2026
Property Address	139 YADKIN RD, FLETCHER, NC 28732-7907
Document Number	0001056722
Book / Page	4498 / 458
Instrument Date	Aug 24, 2026
Instrument	20261056722
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$91,910.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 YADKIN RD, FLETCHER, NC 28732-7907

Mortgage

Document Number	0001056723,
Date	Oct 6, 2026
Instrument	20261056723

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	May 30, 2025
Property Address	139 YADKIN RD, FLETCHER, NC 28732-7907
Document Number	0042970200
Book / Page	4297 / 200
Map Reference	SL 6333
Instrument Date	May 27, 2025
Instrument	1001031749
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$876.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 ERIKA LN, ARDEN, NC 28704-9475

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 YADKIN RD, FLETCHER, NC 28732-7907

Mortgage

Document Number	1001031750
Date	May 30, 2025
Instrument	1001031750

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Sep 7, 2017
Property Address	139 YADKIN RD, FLETCHER, NC 28732-7907
Document Number	0031000408
Book / Page	3100 / 408
Instrument Date	Sep 7, 2017
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 YADKIN RD, FLETCHER, NC 28732-7907

Mortgage

Document Number	0031000410
Date	Sep 7, 2017
Book Page	3100/410

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 139 Yadkin Rd was $2,273.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$445,900 Land $160,000 Building $285,900
2025	$2,273.00
2023		$424,100 Land $160,000 Building $264,100	$445,900 Land $160,000 Building $285,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 139 Yadkin Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2018–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 139 Yadkin Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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