139 Windy Gap Rd, Dunlap, TN 37327 Property Records

Sequatchie County property record for 139 Windy Gap Rd, Dunlap, TN 37327

Property Summary

Property Type	Rural Home
Details	6 ba · 3,454 sqft · built 2008
Lot Size	15.8 acres (692,168 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,996 (2025)
Deeds & Mortgages	Dec 2023 Sale Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`077013 02507`

Property Details

APN / Parcel Number

Primary APN	`077013 02507`
Alternative APN	`013 02507`

Interior

Full Baths	6 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	3,454 sqft Living Area
1st Floor Area	1,861 sqft
Upper Floors Area	1,593 sqft
Basement Area	1,388 sqft
Finished Basement	1,388 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	692,168 sqft (15.8 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	1,176 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	2,561 sqft
Deck Area	120 sqft
Patio Area	400 sqft
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	139 WINDY GAP RD
City	DUNLAP
State	TN
Zip	37327-6963
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	FLOOD
Legal Description	DISTRICT: 2
Legal Subdivision	JOHN C COOLEY
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	2
Census Block Group	2
Census Block	2022
Census Tract	60102

Owner

Source: Sequatchie County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1718, CORTEZ, CO 81321-1718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Warranty Deed, Transfer BRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWNTOWN LLC
Jun 18, 2021	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS TRI-COUNTY BANK
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 24, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2024
Deed Sale	Jul 24, 2024
Deed Document Number	0004702659
Deed Book / Page	468 / 400
Prior Transfer Date	Dec 28, 2023
Prior Transfer Doc	23002781
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Dec 28, 2023
Property Address	139 WINDY GAP RD, DUNLAP, TN 37327-6963
Document Number	0000002781
Book / Page	468 / 400
Instrument Date	Dec 19, 2023
Instrument	23002781
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	BRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWNTOWN LLC

Transaction

Amount	Amount Recorded
Tax	$3,903.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1718, CORTEZ, CO 81321-1718

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	139 WINDY GAP RD, DUNLAP, TN 37327-6963
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 WINDY GAP RD, DUNLAP, TN 37327-6963

Mortgage

Document Number	0000001939
Date	Jun 18, 2021
Book Page	421/215
Instrument	21001939

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	DUNLAP, TN 37327

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 15, 2031

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	139 WINDY GAP RD, DUNLAP, TN 37327-6963
Transaction Type	Mortgage
Record Updated	Mar 15, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003948
Date	Dec 22, 2021
Book Page	433/89
Instrument	21003948

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	139 WINDY GAP RD, DUNLAP, TN 37327-6963
Document Number	0000001786
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Sep 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	139 WINDY GAP RD DUNLAP TN 373276963, DUNLAP, TN 37327-6963

Mortgage

Document Number	0000001786
Date	Sep 3, 2019
Book Page	000386/000404
Instrument	1786

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2049

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	139 WINDY GAP RD, DUNLAP, TN 37327-6963
Document Number	0000000694
Book / Page	000353 / 000039
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	139 WINDY GAP RD DUNLAP TN 373276963, DUNLAP, TN 37327-6963

Mortgage

Document Number	0000000694
Date	Apr 4, 2017
Book Page	000353/000039
Instrument	694

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2047

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,996.00 Additional exemption filed	$217,550 (-) Land $5,325 Building $212,225
2023	$3,996.00 (+18.19%) Additional exemption filed	$217,550 (+57.16%) Land $5,325 Building $212,225	$949,100 (+71.41%) Land $100,200 Building $848,900
2022	$3,381.00	$138,425 Land $4,850 Building $133,575	$553,700 Land $19,400 Building $534,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAGLE-FREDONIA U.D. serves 3,363 people · EPA ID TN0000927
Water Source	Purchased surface water from BIG CREEK UTILITY DISTRICT
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Windy Gap Rd

Nearby Streets

All Dunlap, TN Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures