139 Whispering Falls Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 139 Whispering Falls Rd, Cornelia, GA 30531

Property Summary

Property TypeMobile Home
Details4 bd · 2 ba · 2,052 sqft · built 2003
Lot Size3.26 acres (142,006 sqft)
Owner2 Individual Names on File
Last Sale$51,000 (Dec 2012)
Tax Bill$1,117 (2026)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN010 071

Property Details

APN / Parcel Number

Primary APN010 071
Alternative APNs
  • 664859
  • 372622

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,052 sqft Heated Area
1st Floor Area2,052 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleMobile/Manufactured
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsbestos
Lot Area142,006 sqft (3.26 acres)
Lot Width271 ft Width
PorchSlab
Deck Area36 sqft
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelElectric

Location & Zoning

Account Number372622
Street Address139 WHISPERING FALLS RD
CityCORNELIA
StateGA
Zip30531-7012
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeLI
Legal Description10-92 PB 58-282 1011-199
Legal SubdivisionPLAT PREPARED PERRY SHELNUTT&
JurisdictionHABERSHAM GA
Township / Civil DivisionCORNELIA
Census Block Group1
Census Block1008
Census Tract603

Owner

139 Whispering Falls Rd, a mobile home, is owned and occupied by two individuals who bought it in December 2012.

Source: Habersham County records, as of September 11, 2026

Owner of Record2 Individual Names on File
Mailing Address139 WHISPERING FALLS RD, CORNELIA, GA 30531-7012
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 2012 · Amount on File
Deed SaleDec 13, 2012 · Amount on File
Prior SaleJul 30, 2010
Deed Document Number20123884
Deed Book / Page1011 / 199
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHABERSHAM GA
Property Address139 WHISPERING FALLS RD, CORNELIA, GA 30531-7012
Transaction TypeMortgage
Record UpdatedFeb 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address139 WHISPERING FALLS RD, CORNELIA, GA 30531-7012

Mortgage

Document Number0000001274/0000000689
DateAug 18, 2021
Book Page0000001274/0000000689
Lender
NameHOMESTAR FINANCIAL
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJan 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 139 Whispering Falls Rd was $1,117 with a homeowner's exemption.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,117.00 Homeowner's exemption$85,748 Land $29,184 Building $56,564$214,369 Land $72,959 Building $141,410
2023Homeowner's exemption$37,736 (+30.52%) Land $21,908 Building $15,828$94,340 (+30.52%) Land $54,770 Building $39,570
2022Homeowner's exemption$28,912 Land $13,144 Building $15,768$72,280 Land $32,860 Building $39,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 139 Whispering Falls Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2020)
Most Recent ClaimOct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 139 Whispering Falls Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 79% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · Cable in parts of the area
2,000 / 2,000
TrailWave
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Whispering Falls Rd

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