139 W Main St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 139 W Main St, Ayer, MA 01432

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,186 sqft · built 1880
Lot Size	1.16 acres (50,530 sqft)
Owner	Individual Name on Record
Last Sale	$259,000 (Nov 2019)
Tax Bill	$4,907 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2020 Refinance + 2 more
Flood Zone	Zone AE (high risk)
APN	`AYER M:025 B:0000 L:0001`

Property Details

APN / Parcel Number

Primary APN	`AYER M:025 B:0000 L:0001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,186 sqft Living Area
Basement Area	1,705 sqft
Unfinished Basement	1,705 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,530 sqft (1.16 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	139 W MAIN ST
City	AYER
State	MA
Zip	01432-1229
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	GR
Legal Lot Number	1
Jurisdiction	AYER MA
Township / Civil Division	AYER
Census Block Group	5
Census Block	5018
Census Tract	325102

Owner

Source: Middlesex County and Ayer Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	147 W MAIN ST, AYER, MA 01432-1229
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Nov 6, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 22, 2019	Personal Representative Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2019 · Amount on Record
Deed Sale	Nov 6, 2019 · Amount on Record
Prior Sale	Sep 25, 2008 · Amount on Record
Deed Document Number	2019173400
Deed Book / Page	73605 / 100
Prior Transfer Date	Nov 1, 2019
Prior Transfer Doc	73605-100
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AYER MA
Property Address	139 W MAIN ST, AYER, MA 01432-1229
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0084830-82
Date	Nov 3, 2025
Book Page	84830/82
Instrument	134408

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AYER MA
Property Address	139 W MAIN ST, AYER, MA 01432-1229
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74166-428
Date	Feb 21, 2020
Book Page	74166/428
Instrument	26256

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AYER MA
Recording Date	Nov 6, 2019
Property Address	139 W MAIN ST, AYER, MA 01432-1229
Document Number	73605-100
Book / Page	073605 / 000100
Instrument Date	Nov 1, 2019
Instrument	173400
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,181.04
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 W MAIN ST AYER MA 014321229, AYER, MA 01432-1229

March 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	AYER MA
Recording Date	Mar 22, 2019
Property Address	139 W MAIN ST, AYER, MA 01432-1229
Document Number	72362-64
Book / Page	072362 / 000064
Instrument Date	Mar 21, 2019
Instrument	35087
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 W MAIN ST AYER MA 014321229, AYER, MA 01432-1229

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ayer Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,907.00 (+18.44%)	$410,300 (+22.99%) Land $128,300 Building $282,000	$512,025
2023	$4,143.00	$333,600 Land $128,300 Building $205,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jul 2023 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

139 W Main St, Ayer, MA 01432 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2019: Personal Representative Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on W Main St

Nearby Streets

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