139 Universal Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 139 Universal Dr, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,448 sqft · built 1983
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$173,100 (Aug 2017)
Tax Bill	$3,337 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`427845C233`

Property Details

APN / Parcel Number

Primary APN	`427845C233`
Alternative APN	`3-0153-5585-00-0142.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,448 sqft Living Area
Gross Area	2,223 sqft
1st Floor Area	1,148 sqft
Basement Area	600 sqft
Finished Basement	300 sqft
Unfinished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Split Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	427845C233
Street Address	139 UNIVERSAL DR
City	SAINT PETERS
State	MO
Zip	63376-4420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	CRESCENT HILLS #3 LOT 142
Legal Subdivision	CRESCENT HILLS #3
Legal Lot Number	142
Jurisdiction	ST CHARLES MO
Township / Civil Division	SPENCER CREEK
Census Block Group	1
Census Block	1007
Census Tract	311294

Owner

139 Universal Dr is owned and occupied by an individual who bought it in August 2017.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	139 UNIVERSAL DR, SAINT PETERS, MO 63376-4420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 16, 2020	Deed of Trust, Mortgage · VA Mortgage HUD-HOUSING/URBAN DEV
Aug 2, 2017	Quit Claim Deed, Transfer · FHA Mortgage ENDEAVOR CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2017 · Amount on File
Deed Sale	Aug 2, 2017 · Amount on File
Prior Sale	Mar 18, 2013 · Amount on File
Deed Document Number	2017483020
Deed Book / Page	6785 / 766
Prior Transfer Date	Mar 9, 2006
Prior Transfer Doc	0044451879
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	139 UNIVERSAL DR, SAINT PETERS, MO 63376-4420
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 UNIVERSAL DR, SAINT PETERS, MO 63376-4420

Mortgage

Document Number	0000098450
Date	Dec 6, 2021
Instrument	2021R-098450

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	139 UNIVERSAL DR, SAINT PETERS, MO 63376-4420
Document Number	0073102300
Instrument Date	May 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 UNIVERSAL DR ST PETERS MO 633764420, ST PETERS, MO 63376-4420

Mortgage

Document Number	0073102300
Date	Jun 3, 2020
Book Page	007310/002300
Instrument	367480

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jun 2, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 2, 2017
Property Address	139 UNIVERSAL DR, SAINT PETERS, MO 63376-4420
Document Number	0067850766
Book / Page	006785 / 000766
Instrument Date	Jul 28, 2017
Instrument	483020
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	CHESTERFIELD TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 UNIVERSAL DR ST PETERS MO 633764420, ST PETERS, MO 63376-4420

Mortgage

Document Number	67850769
Date	Aug 2, 2017
Book Page	006785/000769
Instrument	483030

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 139 Universal Dr was $3,337, up 5.4% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Peters City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,986 (-)	$257,821 (-) Land $50,000 Building $207,821
2025	$3,337.00 (+5.37%)	$48,986	$257,821 Land $50,000 Building $207,821
2024	$3,167.00
2023		$45,236
2022			$238,085 Land $50,000 Building $188,085

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 139 Universal Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1996–2022)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms, Flooding, And A Tornado, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 139 Universal Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PETERS PWS serves 52,575 people · EPA ID MO6010719
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Gateway Fiber, Verizon.

Nearby Properties on Universal Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures