139 S Watson St, Enid, OK 73703 Property Records

Garfield County property record for 139 S Watson St, Enid, OK 73703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,692 sqft · built 1962
Lot Size	0.277 acres (12,077 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Oct 2025)
Tax Bill	$1,686 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Mar 2025 Line of Credit + 5 more
Flood Zone	Zone X (moderate risk)
APN	`13306`

Property Details

APN / Parcel Number

Primary APN	`13306`
Alternative APN	`3600-00-006-016-0-049-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,692 sqft Living Area
1st Floor Area	1,692 sqft
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2025
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,077 sqft (0.277 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	519 sqft
Patio Area	280 sqft
Shed	1 Shed
Shed Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13306
Street Address	139 S WATSON ST
City	ENID
State	OK
Zip	73703-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLOCK 6 SD-E57 NEILSON PLACE 4TH ADDN SW/4 11-22-7
Legal Range	07W
Legal Township	22N
Legal Section	11
Legal Subdivision	NEILSON PLACE 4TH
Legal Block	6
Legal Lot Number	16
Jurisdiction	GARFIELD OK
Township / Civil Division	ENID
Census Block Group	1
Census Block	1000
Census Tract	1402

Owner

Source: Garfield County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	139 S WATSON ST, ENID, OK 73703-5026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage BOKF NA
Mar 11, 2025	Deed of Trust, Mortgage · Line of Credit THE SECURITY NATIONAL BANK OF ENID
Dec 7, 2016	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TINKER FCU
Jun 1, 2005	Deed of Trust, Mortgage · Line of Credit BANK OF OKLAHOMA NA
Oct 23, 2025	Warranty Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK
Jul 5, 2023	Warranty Deed, Transfer
Sep 4, 2012	Warranty Deed, Transfer · Conventional Mortgage 1ST SECURITY HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2025 · Amount on Record
Deed Sale	Oct 23, 2025 · Amount on Record
Prior Sale	Jul 5, 2023 · Amount on Record
Deed Document Number	20259012
Deed Book / Page	2729 / 1127
Prior Transfer Date	Jul 7, 2006
Prior Transfer Doc	01816/1004
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD OK
Property Address	139 S WATSON ST, ENID, OK 73703-5026
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ENID TITLE AND CLOSING, ENID TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02409/0660
Date	Nov 20, 2018
Book Page	2409/0660

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD OK
Property Address	139 S WATSON ST, ENID, OK 73703-5026
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002700/80
Date	Mar 11, 2025
Book Page	2700/80

Lender

Name	THE SECURITY NATIONAL BANK OF ENID
Type	Bank
Address	201 W BROADWAY AVE, ENID, OK 73701

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD OK
Property Address	139 S WATSON ST, ENID, OK 73703-5026
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02316/0769
Date	Dec 7, 2016
Book Page	2316/0769

Lender

Name	TINKER FCU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73145

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Dec 1, 2022

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD OK
Property Address	139 S WATSON ST, ENID, OK 73703-5026
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01759/0094
Date	Jun 1, 2005
Book Page	1759/0094

Lender

Name	BANK OF OKLAHOMA NA
Type	Bank
Address	TULSA, OK 74101

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARFIELD OK
Recording Date	Oct 23, 2025
Property Address	139 S WATSON ST, ENID, OK 73703-5026
Document Number	02729/1127
Book / Page	2729 / 1127
Instrument Date	Oct 21, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	NORTHWEST TITLE OF ENID LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	139 S WATSON ST, ENID, OK 73703-5026

Mortgage

Document Number	0027291131
Date	Oct 23, 2025
Instrument	2729/1131

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Mortgage

Document Number	02729/1155
Date	Oct 23, 2025
Book Page	2729/1155

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARFIELD OK
Recording Date	Jul 5, 2023
Property Address	139 S WATSON ST, ENID, OK 73703-5026
Document Number	002630/715
Book / Page	2630 / 715
Instrument Date	Jun 30, 2023
Transaction Type	Transfer
Record Updated	Jul 20, 2023

Transaction

Amount	Amount Recorded
Tax	$183.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 S WATSON ST, ENID, OK 73703-5026

September 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARFIELD OK
Recording Date	Sep 4, 2012
Property Address	139 S WATSON ST, ENID, OK 73703-5026
Document Number	02102/1090
Book / Page	2102 / 1090
Instrument Date	Aug 31, 2012
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 S WATSON ST, ENID, OK 73703-5026
Investor	Possibly a Property Investor

Mortgage

Document Number	02102/1091
Date	Sep 4, 2012
Book Page	2102/1091

Lender

Name	1ST SECURITY HOME MORTGAGE CORP
Address	TULSA, OK 74136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2042

Tax Assessment & Valuation

Source: Garfield County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Garfield County
Municipality	Enid City
Unified School District	Enid Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,686.00 (+2.31%) Homeowner's exemption	$16,615 (-) Land $3,125 Building $13,490	$132,921 (-) Land $25,000 Building $107,921
2024	$1,648.00 (-6.15%) Homeowner's exemption	$16,615 (-5.82%) Land $3,125 Building $13,490	$132,921 (-19.24%) Land $25,000 Building $107,921
2023	$1,756.00 (+1.8%) Homeowner's exemption	$17,641 (+3%) Land $2,403 Building $15,238	$164,590 (-) Land $20,000 Building $144,590
2022	$1,725.00 Homeowner's exemption	$17,128 Land $2,386 Building $14,742	$164,590 Land $20,000 Building $144,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENID serves 49,347 people · EPA ID OK2002412
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Bluepeak Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 200
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Chisholm Broadband.

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