139 Riverview Rd, Schoharie, NY 12157 Property Records

Schoharie County and Middleburgh Town property record for 139 Riverview Rd, Schoharie, NY 12157

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,592 sqft · built 1992
Lot Size4.19 acres (182,516 sqft)
Owner2 Individual Names on Record
Last Sale$148,000 (Dec 2000)
Tax Bill$6,635 (2026)
Deeds & MortgagesMar 2023 Mortgage
Flood ZoneZone AE (high risk)
APN433889 83.-4-14.114

Property Details

APN / Parcel Number

Primary APN433889 83.-4-14.114
Alternative APNs
  • 388908300000040141140000
  • 495J196019

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,592 sqft Living Area
1st Floor Area1,296 sqft
2nd Floor Area1,296 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area182,516 sqft (4.19 acres)
Lot Width419 ft Width
Garage TypeDetached
Garage Area1,080 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number495J196019
Street Address139 RIVERVIEW RD
CitySCHOHARIE
StateNY
Zip12157-3111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionHSE 2 STY 27 X 48 GAR 1 1/2 STY 30 X 36
Legal Block4
Legal Lot Number14.114
JurisdictionSCHOHARIE NY
Township / Civil DivisionMIDDLEBURGH
Census Block Group3
Census Block3029
Census Tract740700

Owner

Source: Schoharie County and Middleburgh Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address139 RIVERVIEW RD, SCHOHARIE, NY 12157-3111
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2000 · Amount on Record
Deed SaleDec 15, 2000 · Amount on Record
Deed Book / Page686 / 206
Last Transfer DateAug 16, 2013
Transfer Doc0000000958/000000027
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address139 RIVERVIEW RD, SCHOHARIE, NY 12157-3111
Transaction TypeMortgage
Record UpdatedApr 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002033/87
DateMar 16, 2023
Book Page2033/87
Instrument820814
Lender
NameTRUSTCO BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueApr 1, 2053
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateMar 7, 2026
Index3-Year CMT
Margin3

Tax Assessment & Valuation

Source: Schoharie County and Middleburgh Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionMiddleburgh Town
Unified School DistrictMiddleburgh Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,635.00 (+2.31%) Homeowner's exemption
2025$6,485.00 (+1.09%)$125,000 (-) Land $15,300 Building $109,700$268,817 (+9.68%) Land $32,903 Building $235,914
2023$125,000 (-) Land $15,300 Building $109,700$245,098 (+5.88%) Land $30,000 Building $215,098
2022$125,000 Land $15,300 Building $109,700$231,481 Land $28,333 Building $203,148
2021$6,415.00 (-33.44%)
2020$9,638.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims41 (1980–2011)
Claims Outside the SFHA5 of 41
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 10 claims
  • Severe Storms And Flooding, Mar 2010 · 21 claims
  • Flooding, Apr 1987 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: MIDTEL, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Riverview Rd

Nearby Streets

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