139 Ridings Cv, Williamsburg, VA 23185 Property Records

Williamsburg City property record for 139 Ridings Cv, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,434 sqft · built 1974
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,063 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Oct 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`525-(08)-00-013`

Property Details

APN / Parcel Number

Primary APN	`525-(08)-00-013`
Alternative APN	`2314.006.532`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,434 sqft Living Area
Gross Area	4,365 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick
Roof Material	Shingle
Lot Area	44,431 sqft (1.02 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	139 RIDINGS CV
City	WILLIAMSBURG
State	VA
Zip	23185-3903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1 (SING
Legal Description	THE COVES SECTION I LOT 13
Legal Subdivision	THE COVES
Legal Lot Number	13
Jurisdiction	WILLIAMSBURG CITY VA
Township / Civil Division	WILLIAMSBURG
Census Block Group	4
Census Block	4002
Census Tract	370100

Owner

Source: Williamsburg City records, as of January 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	139 RIDINGS CV, WILLIAMSBURG, VA 23185-3903
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Oct 1, 2025	Intrafamily Transfer, Transfer
May 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage C&F MORTGAGE CORPORATION
Apr 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 26, 2025
Transfer Doc	0202503474
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSBURG CITY VA
Property Address	139 RIDINGS CV, WILLIAMSBURG, VA 23185-3903
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 RIDINGS CV, WILLIAMSBURG, VA 23185-3903

Mortgage

Document Number	0202600334
Date	Feb 3, 2026
Instrument	202600334

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	Oct 1, 2025
Property Address	139 RIDINGS CV, WILLIAMSBURG, VA 23185-3903
Document Number	0202503474
Map Reference	MB 23 PG 26
Instrument Date	Sep 26, 2025
Instrument	202503474
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	139 RIDINGS CV, WILLIAMSBURG, VA 23185-3903

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSBURG CITY VA
Property Address	139 RIDINGS CV, WILLIAMSBURG, VA 23185-3903
Transaction Type	Mortgage
Record Updated	Dec 15, 2022
Title Company	1ST VA TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000192682
Date	May 20, 2019
Instrument	192682

Lender

Name	C&F MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2034

Interest

Rate Type	Fixed Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSBURG CITY VA
Property Address	139 RIDINGS CV, WILLIAMSBURG, VA 23185-3903
Transaction Type	Mortgage
Record Updated	Dec 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020221426
Date	Apr 27, 2022
Instrument	20221426

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Jan 1, 2037

Interest

Rate Type	Fixed Rate
Rate	2.38%

Tax Assessment & Valuation

Source: Williamsburg City assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Williamsburg City
Unified School District	Williamsburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,063.00	$816,700 (-) Land $278,900 Building $537,800	$816,700 (-) Land $278,900 Building $537,800
2024	$5,063.00 (+1.38%)	$816,700 (+1.38%) Land $278,900 Building $537,800	$816,700 (+1.38%) Land $278,900 Building $537,800
2023	$4,994.00	$805,600 Land $278,900 Building $526,700	$805,600 Land $278,900 Building $526,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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