Schenectady County and Rotterdam Town property record for 139 Putnam Rd, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,958 sqft · built 1972 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $174,000 (Nov 2017) |
| Tax Bill | $6,738 (2026) |
| Deeds & Mortgages | Jan 2020 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 48.5-2-18 |
| Primary APN | 422800 48.5-2-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,958 sqft Living Area |
| 1st Floor Area | 1,166 sqft |
| Basement Area | 792 sqft |
| Finished Basement | 792 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 172 ft deep x 66 ft wide |
| Porch | Slab |
| Porch Area | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 139 PUTNAM RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-7222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G,HBF COBBLESTONE EST-12 7.-546-12 |
| Legal Subdivision | COBBLESTONE ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 18.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 32602 |
139 Putnam Rd is owned and occupied by an individual who bought it in November 2017.
Source: Schenectady County and Rotterdam Town records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 139 PUTNAM RD, SCHENECTADY, NY 12306-7222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 10, 2019 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Nov 15, 2017 | Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2017 · Amount on File |
| Deed Sale | Nov 15, 2017 · Amount on File |
| Prior Sale | Dec 3, 2002 · Amount on File |
| Deed Document Number | 201751751 |
| Deed Book / Page | 1975 / 280 |
| Prior Transfer Date | Jan 8, 2015 |
| Prior Transfer Doc | 0000001546 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 139 PUTNAM RD, SCHENECTADY, NY 12306-7222 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002366 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 4967/343 |
| Instrument | 202002366 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 139 PUTNAM RD, SCHENECTADY, NY 12306-7222 |
| Document Number | 0000002363 |
| Instrument Date | Dec 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 139 PUTNAM RD SCHENECTADY NY 123067222, SCHENECTADY, NY 12306-7222 |
| Document Number | 0000002363 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 004967/000325 |
| Instrument | 2363 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 20, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 15, 2017 |
| Property Address | 139 PUTNAM RD, SCHENECTADY, NY 12306-7222 |
| Document Number | 0000051751 |
| Book / Page | 1975 / 280 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 201751751 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | STEWART TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $696.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 139 PUTNAM RD, 139, SCHENECTADY, NY 12306-7222 |
| Name | Verified Name |
|---|---|
| Address | 1115 DEFOREST ST, SCHENECTADY, NY 12303-3681 |
| Document Number | 0000051754 |
|---|---|
| Date | Nov 15, 2017 |
| Instrument | 201751754 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2047 |
The 2026 property tax bill for 139 Putnam Rd was $6,738, down 7.4% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,738.00 (-7.43%) | ||
| 2025 | $7,279.00 | $175,000 Land $7,800 Building $167,200 | $269,200 Land $11,999 Building $257,201 |
| 2023 | $175,000 Land $7,800 Building $167,200 | $230,300 Land $10,265 Building $220,035 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 139 Putnam Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 5 (1980–2019) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Apr 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 139 Putnam Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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