Santa Cruz County property record for 139 Pebble Beach Way, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,719 sqft · built 1971 |
| Lot Size | 0.222 acres (9,670 sqft) |
| Owner | Individual Name on File |
| Last Sale | $750,000 (Oct 2020) |
| Tax Bill | $17,102 (2025) |
| Deeds & Mortgages | Apr 2018 Line of Credit Oct 2020 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-122-13 |
| Primary APN | 053-122-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,719 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 9,670 sqft (0.222 acres) |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 139 PEBBLE BEACH WAY |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-5735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10 |
| Legal Description | TR 399 |
| Legal Subdivision | COUNTRY CLUB PARK NO |
| Legal Tract | 399 |
| Legal Lot Number | 256 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 122203 |
Source: Santa Cruz County records · APN 053-122-13
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 139 PEBBLE BEACH WAY, APTOS, CA 95003-5735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Apr 10, 2018 | Deed of Trust, Mortgage · Line of Credit OAK VALLEY COMMUNITY BANK |
| Oct 13, 2020 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 20, 2018 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 09, 2018 | Grant Deed, Transfer OLD REPUBLIC TITLE |
| Jun 27, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jun 27, 2017 | Deed of Trust, Mortgage · FHA Mortgage HIGHTECHLENDING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 13, 2020 · Amount on Record |
| Deed Sale | Oct 13, 2020 · Amount on Record |
| Prior Sale | Jul 20, 2018 · Amount on Record |
| Deed Document Number | 202041314 |
| Prior Transfer Date | Aug 04, 2015 |
| Prior Transfer Doc | 0000032229 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 139 PEBBLE BEACH WAY, APTOS, CA 95003-5735 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000010489 |
|---|---|
| Date | Apr 10, 2018 |
| Instrument | 2018-0010489 |
| Name | OAK VALLEY COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | STOCKTON, CA 95219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 13, 2020 |
| Property Address | 139 PEBBLE BEACH WAY, APTOS, CA 95003-5735 |
| Document Number | 0000041314 |
| Map Reference | MB 40 PG 87 |
| Instrument Date | Oct 07, 2020 |
| Instrument | 2020-0041314 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 139 PEBBLE BEACH WAY, APTOS, CA 95003-5735 |
| Document Number | 0000041315 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 2020-0041315 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 20, 2018 |
| Property Address | 139 PEBBLE BEACH WAY, APTOS, CA 95003-5735 |
| Document Number | 0000022205 |
| Map Reference | MB 40 PG 87 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 2018-0022205 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 740 CLUBHOUSE DR, APTOS, CA 95003-5455 |
| Document Number | 0000022206 |
|---|---|
| Date | Jul 20, 2018 |
| Instrument | 2018-0022206 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 09, 2018 |
| Property Address | 139 PEBBLE BEACH WAY, APTOS, CA 95003-5735 |
| Document Number | 0000007120 |
| Instrument Date | Mar 07, 2018 |
| Instrument | 7120 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,045.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 1089 DISCOVERY BAY CA 945057089, DISCOVERY BAY, CA 94505-7089 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 139 PEBBLE BEACH WAY, APTOS, CA 95003-5735 |
| Document Number | 0000021799 |
| Instrument Date | Jun 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 139 PEBBLE BEACH WAY APTOS CA 950035735, APTOS, CA 95003-5735 |
| Document Number | 0000021799 |
|---|---|
| Date | Jul 03, 2017 |
| Instrument | 21799 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.48% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 139 PEBBLE BEACH WAY, APTOS, CA 95003-5735 |
| Document Number | 0000021798 |
| Instrument Date | Jun 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 05, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 139 PEBBLE BEACH WAY APTOS CA 950035735, APTOS, CA 95003-5735 |
| Document Number | 0000021798 |
|---|---|
| Date | Jul 03, 2017 |
| Instrument | 21798 |
| Name | HIGHTECHLENDING |
|---|---|
| Address | IRVINE, CA 92614 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.48% |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,397,766 (+2%) Land $1,026,795 Building $370,971 | ||
| 2025 | $17,102.00 (+9.71%) | $1,370,359 (+4.04%) Land $1,006,662 Building $363,697 | |
| 2023 | $15,589.00 (+2.06%) | $1,317,146 Land $967,572 Building $349,574 | $1,439,550 |
| 2022 | $15,274.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Cruzio Internet, Etheric Communications, LLC., Verizon.
Based on FCC filings for 444 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures