Hampden County and Ludlow Town property record for 139 Paulding Rd, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,256 sqft · built 1961 |
| Lot Size | 0.351 acres (15,290 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $103,500 (Aug 2009) |
| Tax Bill | $5,511 (2026) |
| Deeds & Mortgages | Jul 2022 Refinance Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:17D-11250 B:53 L:0 |
| Primary APN | M:17D-11250 B:53 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,256 sqft Living Area |
| Gross Area | 3,330 sqft |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 1,056 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,290 sqft (0.351 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 6459 |
|---|---|
| Street Address | 139 PAULDING RD |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES A |
| Legal Subdivision | ORCHARD ACRES SEC 03 |
| Legal Block | 11250 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 810412 |
Source: Hampden County and Ludlow Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 139 PAULDING RD, LUDLOW, MA 01056-1433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2022 | Quit Claim Deed, Transfer · Stand-Alone Refinance ROCKET MORTGAGE |
| Nov 22, 2017 | Quit Claim Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2009 · Amount on Record |
| Deed Sale | Aug 31, 2009 · Amount on Record |
| Last Transfer Date | Jun 17, 2022 |
| Transfer Doc | 00024656-5 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Jul 26, 2022 |
| Property Address | 139 PAULDING RD, LUDLOW, MA 01056-1433 |
| Document Number | 00024656-1 |
| Book / Page | 24656 / 1 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 45367 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 139 PAULDING RD, LUDLOW, MA 01056-1433 |
| Document Number | 00024656-5 |
|---|---|
| Date | Jul 26, 2022 |
| Book Page | 24656/5 |
| Instrument | 45368 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Nov 22, 2017 |
| Property Address | 139 PAULDING RD, LUDLOW, MA 01056-1433 |
| Document Number | 21957-337 |
| Book / Page | 021957 / 000337 |
| Instrument Date | Nov 10, 2017 |
| Instrument | 69449 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 139 PAULDING RD LUDLOW MA 010561433, LUDLOW, MA 01056-1433 |
| Document Number | 21957-340 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 021957/000340 |
| Instrument | 69450 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 21, 2032 |
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,511.00 (-0.4%) | $344,200 (+7.93%) Land $119,800 Building $224,400 | $364,174 (+3.89%) |
| 2025 | $5,533.00 (+2.84%) | $318,900 (+7.23%) Land $108,900 Building $210,000 | $350,550 (+5.85%) |
| 2024 | $5,380.00 (+4.89%) | $297,400 (+13.12%) Land $108,700 Building $188,700 | $331,170 |
| 2023 | $5,129.00 | $262,900 Land $95,400 Building $167,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures