139 Oak St, Cheraw, SC 29520 Property Records

Chesterfield County property record for 139 Oak St, Cheraw, SC 29520

Property Summary

Property Type	Single Family Home
Details	built 1982
Lot Size	0.513 acres (22,376 sqft)
Owner	Individual Name on Record
Tax Bill	$191 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Aug 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`259 012 005 004`

Property Details

APN / Parcel Number

Primary APN	`259 012 005 004`
Alternative APNs	`00036178` `02183493` `2183493`

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	22,376 sqft (0.513 acres)
Total Buildings	3 Buildings

Location & Zoning

Account Number	00036178
Street Address	139 OAK ST
City	CHERAW
State	SC
Zip	29520-3820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1L
Legal Subdivision	CHRISTOPHER C HEWETT SUBDIVISION
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHERAW
Census Block Group	3
Census Block	3038
Census Tract	950602

Owner

Source: Chesterfield County records, as of February 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	139 OAK ST, CHERAW, SC 29520-3820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2024	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Aug 18, 2023	Deed of Distribution, Transfer
Apr 10, 2019	Deed, Transfer
Jan 9, 2017	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 4, 2017
Transfer Doc	00502/1418
Record Updated	Jun 8, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	139 OAK ST, CHERAW, SC 29520-3820
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 OAK ST, CHERAW, SC 29520-3820

Mortgage

Document Number	000555/664
Date	Oct 14, 2024
Book Page	555/664
Instrument	2024-3809

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	PO BOX 26592, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 4, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	CHESTERFIELD SC
Recording Date	Aug 18, 2023
Property Address	139 OAK ST, CHERAW, SC 29520-3820
Document Number	000558/415
Book / Page	558 / 415
Map Reference	MB 141 PG 53
Instrument Date	Aug 18, 2023
Instrument	202300003219
Transaction Type	Transfer
Record Updated	Sep 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 LAURINBURG ST, OCEAN ISLE BEACH, NC 28469-7641

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Apr 10, 2019
Property Address	139 OAK ST, CHERAW, SC 29520-3820
Document Number	000520/700
Book / Page	520 / 700
Instrument Date	Apr 9, 2019
Instrument	1401
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	894 HIGHWAY 145 S, CHESTERFIELD, SC 29709-6266
Investor	Possibly a Property Investor

January 2017: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	CHESTERFIELD SC
Recording Date	Jan 9, 2017
Property Address	139 OAK ST, CHERAW, SC 29520-3820
Document Number	00502/1418
Book / Page	502 / 1418
Instrument Date	Jan 4, 2017
Instrument	201700000102
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 OAK ST, CHERAW, SC 29520-3820

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$191.00 (+98.96%) Homeowner's exemption	$3,140 (+15.02%) Land $230 Building $2,910	$87,000 (+27.57%) Land $6,000 Building $81,000
2023	$96.00 (+3.23%) Homeowner's exemption	$2,730 (-) Land $200 Building $2,530	$68,200 (-) Land $5,000 Building $63,200
2022	$93.00 Homeowner's exemption	$2,730 Land $200 Building $2,530	$68,200 Land $5,000 Building $63,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 76% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHERAW serves 6,325 people · EPA ID SC1310001
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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