Somerset County and Somerville Borough property record for 139 Mercer St, Somerville, NJ 08876
| Property Type | Single Family Home |
|---|---|
| Details | 1,084 sqft · built 1936 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,778 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00143-01-00006 |
| Primary APN | 18-00143-01-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,084 sqft Living Area |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Construction Type | Frame |
| Lot Area | 5,401 sqft (0.124 acres) |
| Lot Dimensions | 135 ft deep x 40 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1800143A00006 |
|---|---|
| Street Address | 139 MERCER ST |
| City | SOMERVILLE |
| State | NJ |
| Zip | 08876-1524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | G |
| Legal Block | 143.1 |
| Legal Lot Number | 6 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 50200 |
139 Mercer St is owned and occupied by two individuals.
Source: Somerset County and Somerville Borough records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 139 MERCER ST, SOMERVILLE, NJ 08876-1524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2023 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Apr 4, 2019 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 139 MERCER ST, SOMERVILLE, NJ 08876-1524 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2023 |
| Title Company | AMERICAS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000000276 |
|---|---|
| Date | Jan 4, 2023 |
| Book Page | 7487/2992 |
| Instrument | 2023000276 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 139 MERCER ST, SOMERVILLE, NJ 08876-1524 |
| Document Number | 0000012279 |
| Instrument Date | Apr 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 139 MERCER ST SOMERVILLE NJ 088761524, SOMERVILLE, NJ 08876-1524 |
| Document Number | 0000012279 |
|---|---|
| Date | Apr 15, 2019 |
| Book Page | 007111/000491 |
| Instrument | 12279 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 14, 2049 |
The 2025 property tax bill for 139 Mercer St was $8,778 with a veteran's exemption, up 6.3% from the year before.
Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Somerville Borough |
| Unified School District | Somerville Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $215,200 (-) Land $101,200 Building $114,000 | $215,200 (-) Land $101,200 Building $114,000 | |
| 2025 | $8,778.00 (+6.32%) Veteran's exemption | $215,200 Land $101,200 Building $114,000 | $215,200 Land $101,200 Building $114,000 |
| 2024 | $8,256.00 | ||
| 2023 | $215,200 Land $101,200 Building $114,000 | $215,200 Land $101,200 Building $114,000 | |
| 2022 | $7,843.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 139 Mercer St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 34 (1999–2021) |
| Claims Outside the SFHA | 15 of 34 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 139 Mercer St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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