139 Memory Ln, Mount Gilead, NC 27306 Property Records

Montgomery County property record for 139 Memory Ln, Mount Gilead, NC 27306

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,600 sqft · built 1962
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on File
Last Sale	$152,000 (Sep 2022)
Tax Bill	$541 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7506 04 80 3218`

Property Details

APN / Parcel Number

Primary APN	`7506 04 80 3218`
Alternative APNs	`1482939` `1486421`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,600 sqft Finished Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,106 sqft (0.76 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	1486421
Street Address	139 MEMORY LN
City	MOUNT GILEAD
State	NC
Zip	27306-8953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	FRANKIE MCRAE FRANKIE MCRAE
Jurisdiction	MONTGOMERY NC
Township / Civil Division	MOUNT GILEAD
Census Block Group	1
Census Block	1029
Census Tract	960402

Owner

139 Memory Ln is owned and occupied by two individuals who bought it in September 2022.

Source: Montgomery County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	139 MEMORY LN, MOUNT GILEAD, NC 27306-8953
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jul 31, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2022 · Amount on File
Deed Sale	Sep 15, 2022 · Amount on File
Prior Sale	Jul 31, 2020 · Amount on File
Deed Document Number	2022375429
Deed Book / Page	909 / 738
Prior Transfer Date	Jan 4, 2005
Prior Transfer Doc	0000235253
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Sep 15, 2022
Property Address	139 MEMORY LN, MOUNT GILEAD, NC 27306-8953
Document Number	000909/738
Book / Page	909 / 738
Instrument Date	Sep 13, 2022
Instrument	375429
Transaction Type	Transfer
Record Updated	Sep 30, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$304.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1119, COATS, NC 27521-1119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 MEMORY LANE, ALBEMARLE, NC 28001

Mortgage

Document Number	000909/741
Date	Sep 15, 2022
Book Page	909/741
Instrument	375430

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Jul 31, 2020
Property Address	139 MEMORY LN, MOUNT GILEAD, NC 27306-8953
Document Number	852/555
Book / Page	852 / 555
Instrument Date	Jul 28, 2020
Instrument	364074
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$193.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 LESLIE LN, 120, YORKTOWN, VA 23693-4420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1119, COATS, NC 27521-1119

Mortgage

Document Number	364075
Date	Jul 31, 2020
Instrument	364075

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 139 Memory Ln was $541.

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,647 (-) Land $8,550 Building $76,097	$84,647 (-) Land $8,550 Building $76,097
2025	$541.00	$84,647 Land $8,550 Building $76,097	$84,647 Land $8,550 Building $76,097
2023		$84,647 Land $8,550 Building $76,097	$84,647 Land $8,550 Building $76,097

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 139 Memory Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 139 Memory Ln is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber	1,000 / 35
Starlink Satellite	280 / 30
Brightspeed DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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