139 Memory Ln, Manchester, KY 40962 Property Records

Clay County property record for 139 Memory Ln, Manchester, KY 40962

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,440 sqft · built 1975
Lot Size	5.6 acres (243,980 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Apr 1998)
Tax Bill	$1,253 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2022 Line of Credit + 2 more
Flood Zone	Zone A (high risk)
APN	`082-00-00-022.00`

Property Details

APN / Parcel Number

Primary APN	`082-00-00-022.00`
Alternative APNs	`119020` `14244`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1975
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	243,980 sqft (5.6 acres)
Porch	Porch
Porch Area	208 sqft
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	14244
Street Address	139 MEMORY LN
City	MANCHESTER
State	KY
Zip	40962-7226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.601 ACRES & HOUSE
Jurisdiction	CLAY KY
Township / Civil Division	MANCHESTER
Census Block Group	1
Census Block	1027
Census Tract	950302

Owner

Source: Clay County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	139 MEMORY LN, MANCHESTER, KY 40962-7226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · Line of Credit HYDEN CITIZENS BANK
Apr 4, 2022	Deed of Trust, Mortgage · Line of Credit HYDEN CITIZENS BANK
Jul 12, 2017	Deed of Trust, Mortgage · Line of Credit HYDEN CITIZENS BANK
Jul 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage HYDEN CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 1998 · Amount on Record
Deed Sale	Apr 1, 1998 · Amount on Record
Deed Document Number	0000244174
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY KY
Property Address	139 MEMORY LN, MANCHESTER, KY 40962-7226
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 MEMORY LN, MANCHESTER, KY 40962-7226

Mortgage

Document Number	000242/120
Date	Apr 4, 2022
Book Page	242/120
Instrument	315518

Lender

Name	HYDEN CITIZENS BANK
Type	Bank
Address	HYDEN, KY 41749

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	165 Months
Due	Jan 18, 2036

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY KY
Property Address	139 MEMORY LN, MANCHESTER, KY 40962-7226
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 MEMORY LN, MANCHESTER, KY 40962-7226

Mortgage

Document Number	000242/131
Date	Apr 4, 2022
Book Page	242/131
Instrument	315522

Lender

Name	HYDEN CITIZENS BANK
Type	Bank
Address	HYDEN, KY 41749

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Mar 15, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY KY
Property Address	139 MEMORY LN, MANCHESTER, KY 40962-7226
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG223/141
Date	Jul 12, 2017
Book Page	MTG 223/141
Instrument	140457

Lender

Name	HYDEN CITIZENS BANK
Type	Non-Lending Institution
Address	HYDEN, KY 41749

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY KY
Property Address	139 MEMORY LN, MANCHESTER, KY 40962-7226
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG223/130
Date	Jul 12, 2017
Book Page	MTG 223/130
Instrument	140456

Lender

Name	HYDEN CITIZENS BANK
Address	HYDEN, KY 41749

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	165 Months
Due	Apr 18, 2031

Tax Assessment & Valuation

Source: Clay County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,253.00 (+0.08%)	$105,000 (-)	$105,000 (-)
2023	$1,252.00	$105,000	$105,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 79% of Kentucky
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MANCHESTER WATER ASSOC private · serves 5,332 people · EPA ID KY0260266
Water Source	Purchased surface water from MANCHESTER WATER WORKS
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2025 Haloacetic acids resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Peoples Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Nearby Properties on Memory Ln

Nearby Streets

All Manchester, KY Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures