139 Gado Way, Loudon, TN 37774 Property Records

Loudon County property record for 139 Gado Way, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,976 sqft · built 2023
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Company Names on Record
Last Sale	$625,000 (Jul 2023)
Tax Bill	$1,786 (2025)
Deeds & Mortgages	Feb 2023 Construction Loan Jul 2023 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`068N-J-023.00`

Property Details

APN / Parcel Number

Primary APN	`068N-J-023.00`
Alternative APNs	`068N J 02300 000077C` `01077CJ068N02300` `053068N J 02300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,976 sqft Living Area
Gross Area	2,674 sqft
1st Floor Area	1,976 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	L-Shape
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	698 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	139 GADO WAY
City	LOUDON
State	TN
Zip	37774-6828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MIALAQUO COVES BLK: 21 LOT: 7 01 084A Q 074P 00700 000
Legal Subdivision	MIALAQUO COVES
Legal Block	21
Legal Lot Number	7
Jurisdiction	LOUDON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2071
Census Tract	60504

Owner

Source: Loudon County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	139 GADO WAY, LOUDON, TN 37774-6828
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Deed of Trust, Mortgage · Construction Mortgage FIRST CENTURY BANK
Jul 28, 2023	Deed of Trust, Mortgage · Reverse Mortgage COMMISSIONER OF HOUSING AND URBAN DEVELO
Jul 28, 2023	Warranty Deed, Transfer · Reverse Mortgage TOTAL MEDIA MANAGEMENT LLC
Feb 28, 2022	Warranty Deed, Construction Loan · Construction Mortgage FIRST CENTURY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	Feb 28, 2022 · Amount on Record
Deed Document Number	20236757
Deed Book / Page	463 / 11
Last Transfer Date	Feb 13, 2025
Transfer Doc	0000001226
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	139 GADO WAY, LOUDON, TN 37774-6828
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9111 WOODPARK LN, KNOXVILLE, TN 37923-2977
Investor	Possibly a Property Investor

Mortgage

Document Number	0T1635/708
Date	Feb 1, 2023
Book Page	T1635/708
Instrument	23000895

Lender

Name	FIRST CENTURY BANK
Type	Bank
Address	TAZEWELL, TN 37879

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 31, 2024

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	139 GADO WAY, LOUDON, TN 37774-6828
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 GADO WAY, LOUDON, TN 37774-6828

Mortgage

Document Number	0T1658/298
Date	Jul 28, 2023
Book Page	T1658/298
Instrument	23006759

Lender

Name	COMMISSIONER OF HOUSING AND URBAN DEVELO
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	940 Months
Due	Nov 23, 2101

Interest

Rate Type	Adjustable Rate
Rate	7.74%
Type Change Date	Sep 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.7%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Jul 28, 2023
Property Address	139 GADO WAY, LOUDON, TN 37774-6828
Document Number	000D463/11
Book / Page	D463 / 11
Map Reference	CAB C SL 15
Instrument Date	Jul 26, 2023
Instrument	23006757
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	SUPERIOR TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 GADO WAY, LOUDON, TN 37774-6828

Mortgage

Document Number	0T1658/283
Date	Jul 28, 2023
Book Page	T1658/283
Instrument	23006758

Lender

Name	TOTAL MEDIA MANAGEMENT LLC
Type	Non-Lending Institution
Address	HUNTSVILLE, AL 35801

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	940 Months
Due	Nov 23, 2101

Interest

Rate Type	Adjustable Rate
Rate	7.74%
Type Change Date	Sep 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.7%

February 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Feb 28, 2022
Property Address	139 GADO WAY, LOUDON, TN 37774-6828
Document Number	00D0446/43
Book / Page	D0446 / 43
Map Reference	CAB C SL 15
Instrument Date	Feb 24, 2022
Instrument	22002409
Transaction Type	Construction Loan
Record Updated	Apr 16, 2024
Title Company	NOT AVAILABLE, SUPERIOR T&E LLC

Transaction

Amount	Amount Recorded
Tax	$51.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9111 WOODPARK LN APT A, A, KNOXVILLE, TN 37923-2977
Investor	Possibly a Property Investor

Mortgage

Document Number	0022002410
Date	Feb 28, 2022
Instrument	22002410

Lender

Name	FIRST CENTURY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 25, 2023

Tax Assessment & Valuation

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,786.00	$100,975 (-) Land $1,875 Building $99,100	$403,900 (+5,285.33%) Land $7,500 Building $396,400
2024	$1,786.00	$100,975 (-) Land $1,875 Building $99,100
2023		$100,975 (+5,285.33%) Land $1,875 Building $99,100
2022		$1,875 Land $1,875	$7,500 (-98.14%) Land $7,500
2021			$403,900 Land $7,500 Building $396,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 68% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TELLICO VILLAGE P.O.A. private · serves 15,233 people · EPA ID TN0000871
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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