139 Ford Rd, Carmel Valley, CA 93924 Property Records

Monterey County property record for 139 Ford Rd, Carmel Valley, CA 93924

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,136 sqft · built 1988
Lot Size0.41 acres (17,860 sqft)
Owner2 Individual Names on Record
Tax Bill$6,179 (2025)
Deeds & MortgagesNov 2020 Mortgage
Aug 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN187-512-012-000

Property Details

APN / Parcel Number

Primary APN187-512-012-000
Alternative APN
  • 187-512-012

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,136 sqft Living Area
1st Floor Area2,136 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialWood Shingle
Lot Area17,860 sqft (0.41 acres)
Garage Area451 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number187-512-012
Street Address139 FORD RD
CityCARMEL VALLEY
StateCA
Zip93924-9664
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASSRS MP OF AIRWAY RCH POR OF SUB E OF BLK 5 AS DESC IN R96 PG 366
Legal SubdivisionASSRS MP OF AIRWAY RCH
Legal Block5
JurisdictionMONTEREY CA
Township / Civil DivisionCARMEL VALLEY
Census Block Group1
Census Block1010
Census Tract11001

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address139 FORD RD, CARMEL VALLEY, CA 93924-9664
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Aug 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
ONE AMERICAN BANK
Jul 11, 2018Deed of Trust, Mortgage · Conventional Mortgage
JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 1994
Deed SaleFeb 23, 1994
Prior SaleFeb 23, 1994 · Amount on Record
Deed Document Number199414521
Deed Book / Page3070 / 405
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address139 FORD RD, CARMEL VALLEY, CA 93924-9664
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyBOSTON NATIONAL TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address139 FORD RD, CARMEL VALLEY, CA 93924-9664

Mortgage

Document Number0000063483
DateNov 4, 2020
Instrument2020063483
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address139 FORD RD, CARMEL VALLEY, CA 93924-9664
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyUNISOURCE TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036870
DateAug 27, 2019
Instrument2019036870
Lender
NameONE AMERICAN BANK
TypeBank
AddressSAN FRANCISCO, CA 94108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address139 FORD RD, CARMEL VALLEY, CA 93924-9664
Document Number0000031292
Instrument DateJul 11, 2018
Transaction TypeMortgage
Record UpdatedJul 27, 2018
Title CompanyVISIONET SYSTEMS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address139 FORD RD CARMEL VALLEY CA 939249664, CARMEL VALLEY, CA 93924-9664

Mortgage

Document Number0000031292
DateJul 17, 2018
Instrument31292
Lender
NameJG WENTWORTH HM LNDG
AddressWOODBRIDGE, VA 22192
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 16, 2033

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictCarmel Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$584,163 (+2%) Land $312,019 Building $272,144
2025$6,179.00 (+1.85%) Homeowner's exemption$572,709 (+4.04%) Land $305,901 Building $266,808
2023$6,067.00 (+3.32%) Homeowner's exemption$550,472 Land $294,023 Building $256,449
2022$5,872.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims20 (1998–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 9 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims
  • Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 65% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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