Cambria County property record for 139 Emerald Ln, Loretto, PA 15940 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2015 |
| Lot Size | 126,324 sqft (2.9 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $7,005.00 (2026) |
| Primary APN | 02-015.-134.002 |
|---|---|
| Alternative APN |
|
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 126,324 sqft (2.9 acres) |
| Street Address | 139 EMERALD LN |
|---|---|
| City | LORETTO |
| State | PA |
| Zip | 15940-6915 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | H SP FENCE |
| Legal Subdivision | ONEILL SUBDIVISION |
| Jurisdiction | CAMBRIA PA |
| Minor Civil Division | ALLEGHENY |
| Census Blockgroup | 2 |
| Census Block | 2028 |
| Census Tract | 12300 |
Source: Cambria County records · APN 02-015.-134.002
Assessment roll updated April 17, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 139 EMERALD LN, LORETTO, PA 15940-6915 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Revocable Trust |
| Date | Document |
|---|---|
| Sep 21, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance JERSEY SHORE STATE BK |
| Aug 02, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance FIRST NATIONAL BANK OF PENNSYLVANIA |
| Oct 22, 2018 | Deed of Trust, Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Nov 07, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance HOMETOWN BANK |
| Mar 10, 2020 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Sep 05, 2014 |
| Transfer Doc | 002653/509 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 139 EMERALD LN, LORETTO, PA 15940-6915 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022000010887 |
|---|---|
| Date | Sep 21, 2022 |
| Instrument | 20220-00010887 |
| Name | JERSEY SHORE STATE BK |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 139 EMERALD LN, LORETTO, PA 15940-6915 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021000009631 |
|---|---|
| Date | Aug 02, 2021 |
| Instrument | 20210-00009631 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 139 EMERALD LN, LORETTO, PA 15940-6915 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 18000011236 |
|---|---|
| Date | Oct 22, 2018 |
| Instrument | 180-00011236 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 171 Months |
| Due | Jan 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 139 EMERALD LN, LORETTO, PA 15940-6915 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019000011206 |
|---|---|
| Date | Nov 07, 2019 |
| Instrument | 20190-00011206 |
| Name | HOMETOWN BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 01, 2029 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Recording Date | Mar 10, 2020 |
| Property Address | 139 EMERALD LN, LORETTO, PA 15940-6915 |
| Document Number | 2020000002342 |
| Instrument Date | May 15, 2019 |
| Instrument | 20200-00002342 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 139 EMERALD LN, LORETTO, PA 15940-6915 |
Source: Cambria County records · Assessment roll updated April 17, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Cambria County |
| County Subdivision | Allegheny Township |
| Unified School District | Penn Cambria School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,005.00 (+32.7%) | $53,140 (-) Land $1,190 Building $51,950 | |
| 2024 | $5,279.00 | $53,140 Land $1,190 Building $51,950 | |
| 1972 | $53,140 Land $1,190 Building $51,950 |
139 Emerald Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Cambria County (42021C), updated June 19, 2012
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 43rd in Pennsylvania |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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