139 E Jefferson St, Germantown, OH 45327 Property Records

Montgomery County property record for 139 E Jefferson St, Germantown, OH 45327

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,310 sqft · built 1861
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Last Sale	$229,900 (May 2026)
Tax Bill	$2,468 (2024)
Deeds & Mortgages	May 2026 Sale May 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`D13-00109-0152`

Property Details

APN / Parcel Number

Primary APN	`D13-00109-0152`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,310 sqft Living Area
Gross Area	1,370 sqft
1st Floor Area	448 sqft
Basement Area	196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1861
Effective Year Built	Effective 1970
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	139 E JEFFERSON ST
City	GERMANTOWN
State	OH
Zip	45327-1325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	315-6-7 PTS 1-9-154,1-9-153
Legal Subdivision	CITY/GERMANTOWN
Legal Lot Number	152
Jurisdiction	MONTGOMERY OH
Township / Civil Division	GERMAN
Census Block Group	1
Census Block	1027
Census Tract	165000

Owner

139 E Jefferson St is owned and occupied by an individual who bought it in May 2026.

Source: Montgomery County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	139 E JEFFERSON ST, GERMANTOWN, OH 45327-1325
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Warranty Deed, Transfer M&M TITLE
May 5, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 13, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2026 · Amount on File
Deed Sale	May 6, 2026 · Amount on File
Prior Sale	Aug 13, 2020 · Amount on File
Deed Document Number	202627342
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	May 6, 2026
Property Address	139 E JEFFERSON ST, GERMANTOWN, OH 45327-1325
Document Number	0000027342
Instrument Date	Apr 21, 2026
Instrument	2026.27342
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	M&M TITLE

Transaction

Amount	Amount on Record
Tax	$69,659.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	139 E JEFFERSON ST, GERMANTOWN, OH 45327-1325

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	139 E JEFFERSON ST, GERMANTOWN, OH 45327-1325
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030113
Date	May 5, 2022
Instrument	2022-00030113

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 13, 2020
Property Address	139 E JEFFERSON ST, GERMANTOWN, OH 45327-1325
Document Number	0000047002
Instrument Date	Jul 2, 2020
Instrument	47002
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	FREEDOM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	139 E JEFFERSON ST GERMANTOWN OH 453271325, GERMANTOWN, OH 45327-1325

Mortgage

Document Number	47003
Date	Aug 13, 2020
Instrument	47003

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	German Township
Municipality	Germantown City
Unified School District	Valley View Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,640 Land $11,080 Building $35,560	$133,250 Land $31,660 Building $101,590
2024	$2,468.00 (+2.83%)
2023	$2,400.00 (+104.08%)	$46,640 (+20.21%) Land $11,080 Building $35,560	$133,250 Land $31,660 Building $101,590
2022	$1,176.00	$38,800 Land $9,390 Building $29,410
2020			$110,870 Land $26,830 Building $84,040

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 139 E Jefferson St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	7 (1989–2026)
Most Recent Claim	Aug 2026 · other causes
Claims by Event	Severe Storms & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 139 E Jefferson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERMANTOWN CITY PWS serves 5,547 people · EPA ID OH5701012
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

Nearby Properties on E Jefferson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures