139 Cook St, Whitewater, WI 53190 Property Records

Walworth County property record for 139 Cook St, Whitewater, WI 53190

Property Summary

Property Type	Single Family Home
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Oct 2012)
Tax Bill	$4,102 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A 34500002`

Property Details

APN / Parcel Number

Primary APN	`A 34500002`

Exterior

Lot Area	17,424 sqft (0.4 acres)

Location & Zoning

Old Parcel Number	/A34500002
Street Address	139 COOK ST
City	WHITEWATER
State	WI
Zip	53190-2075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 CERT. SURVEY NO. 345 RECORDED IN VOL 2 CS PG 124 WCR. NE 1/4 SE 1/4 SEC 4 T4N R15E. CITY OF WHITEWATER ALSO N 1/2 LOT 1
Legal Range	15E
Legal Township	04N
Legal Section	04
Legal Subdivision	TRIPPS 2ND ADD
Legal Block	8
Legal Lot Number	2
Jurisdiction	WALWORTH WI
Township / Civil Division	WHITEWATER
Census Block Group	1
Census Block	1018
Census Tract	400

Owner

Source: Walworth County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed of Trust, Mortgage · Line of Credit UW CU
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF WISCONSIN CU
Oct 23, 2017	Deed of Trust, Mortgage · Line of Credit UW CU
Jul 14, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2012 · Amount on Record
Deed Sale	Oct 2, 2012 · Amount on Record
Prior Sale	Jul 14, 2017
Deed Document Number	0000847957
Last Transfer Date	Apr 15, 2025
Transfer Doc	0001109863
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	139 COOK ST, WHITEWATER, WI 53190-2075
Transaction Type	Mortgage
Record Updated	Feb 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001090262
Date	Feb 2, 2024
Instrument	1090262

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	139 COOK ST, WHITEWATER, WI 53190-2075
Transaction Type	Mortgage
Record Updated	May 30, 2022
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001026477
Date	Jan 4, 2021
Instrument	1026477

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	139 COOK ST, WHITEWATER, WI 53190-2075
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000956062
Date	Oct 23, 2017
Instrument	956062

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALWORTH WI
Recording Date	Jul 14, 2017
Property Address	139 COOK ST, WHITEWATER, WI 53190-2075
Document Number	0000949995
Map Reference	MB 2 PG 124 DOC 6759
Instrument Date	Jul 13, 2017
Instrument	949995
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 COOK ST, WHITEWATER, WI 53190-2075

Tax Assessment & Valuation

Source: Walworth County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Walworth County
Municipality	Whitewater City
Unified School District	Whitewater School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,102.00 (+14.9%) Homeowner's exemption	$264,700 (+11.5%) Land $50,000 Building $214,700	$266,916 (+18.96%) Land $50,419 Building $216,497
2023	$3,570.00 (-0.64%) Homeowner's exemption	$237,400 (+10.47%) Land $50,000 Building $187,400
2022	$3,593.00 Homeowner's exemption	$214,900 Land $50,000 Building $164,900	$224,382

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2026)
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEWATER WATERWORKS serves 14,000 people · EPA ID WI2650056
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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