139 Commerce St, Benton, TN 37307 Property Records

Polk County property record for 139 Commerce St, Benton, TN 37307

Property Summary

Property TypeCommercial Office
Details1.5 ba · 1,600 sqft · built 1980
Lot Size168 acres (7,318,080 sqft)
Owner2 Owner Names on File
Last Sale$90,000 (Apr 2012)
Tax Bill$1,189 (2025)
Deeds & MortgagesDec 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN070045D D 00101

Property Details

APN / Parcel Number

Primary APN070045D D 00101
Alternative APN
  • 045D D 00101

Interior

Full Baths1.5 Baths
Stories1 Story
Building Area1,600 sqft Total Area
1st Floor Area1,600 sqft
FlooringTile

Exterior

Year BuiltBuilt 1980
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,318,080 sqft (168 acres)
Lot Dimensions120 ft deep x 168 ft wide

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address139 COMMERCE ST
CityBENTON
StateTN
Zip37307-3063
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Legal DescriptionDISTRICT: 01, COUNTY AREA: D01
Legal SubdivisionTOWN/BENTON
JurisdictionPOLK TN
Township / Civil Division1
Census Block Group1
Census Block1058
Census Tract950203

Owner

The current owner of 139 Commerce St bought it in April 2012.

Source: Polk County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Owner Names on File
Mailing AddressPO BOX 472, BENTON, TN 37307-0472

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 5, 2012 · Amount on File
Deed SaleApr 5, 2012 · Amount on File
Prior SaleJan 26, 2012 · Amount on File
Deed Document Number12000786
Deed Book / PageWD274 / 494
Record UpdatedJun 8, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK TN
Property Address139 COMMERCE ST, BENTON, TN 37307-3063
Document Number0000002607
Book / Page000494 / 000413
Instrument DateDec 1, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyCLEVELAND ABSTRACT AND TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 472 BENTON TN 373070472, BENTON, TN 37307-0472

Mortgage

Document Number0000002607
DateDec 11, 2017
Book Page000494/000413
Instrument2607
Lender
NameHANK WILSON
AddressPO BOX 200, OCOEE, TN 37361-0200
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 139 Commerce St was $1,189, up 1.4% from the year before.

Source: Polk County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
MunicipalityBenton Town
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,189.00 (+1.36%)$53,120 (-) Land $23,520 Building $29,600
2024$1,173.00 (+0.26%)$53,120 (-) Land $23,520 Building $29,600
2023$1,170.00 (-7.36%)$53,120 (+38.05%) Land $23,520 Building $29,600$132,800 (+38.05%) Land $58,800 Building $74,000
2022$1,263.00$38,480 Land $12,520 Building $25,960$96,200 Land $31,300 Building $64,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 139 Commerce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 18, 2009

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 139 Commerce St is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 62% of Tennessee
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBENTON WATER SYSTEM
serves 2,580 people · EPA ID TN0000048
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Spectrum
Fiber
1,000 / 1,000
AT&T
DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Commerce St

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