139 Blue Water St, Eustis, FL 32736 Property Records

Lake County property record for 139 Blue Water St, Eustis, FL 32736

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,807 sqft · built 2015
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Jun 2018)
Tax Bill	$5,014 (2024)
Deeds & Mortgages	Sep 2022 Line of Credit Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-19-27-0250-000-05100`

Property Details

APN / Parcel Number

Primary APN	`07-19-27-0250-000-05100`
Alternative APNs	`271907025000005100` `3829454`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,807 sqft Living Area
Gross Area	3,498 sqft
1st Floor Area	2,807 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Attached
Garage Area	691 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	255 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3829454
Street Address	139 BLUE WATER ST
City	EUSTIS
State	FL
Zip	32736-2283
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	BLUE LAKE ESTATES PB 52 PG 97-98 LOT 51 ORB 5124 PG 1811 ORB 5346 PG 1927
Legal Range	27E
Legal Township	19S
Legal Section	7
Legal Subdivision	BLUE LAKE ESTATES
Legal Tract	A-J
Legal Block	1
Legal Lot Number	51
Jurisdiction	LAKE FL
Township / Civil Division	EUSTIS
Census Block Group	1
Census Block	1055
Census Tract	30203

Owner

139 Blue Water St is owned and occupied by two individuals who acquired it in August 2019.

Source: Lake County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	139 BLUE WATER ST, EUSTIS, FL 32736-2283
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 18, 2019	Deed of Trust, Mortgage · VA Mortgage NATIONS LNDG
Sep 25, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jun 13, 2018	Warranty Deed, Transfer · VA Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2018 · Amount on File
Deed Sale	Jun 13, 2018 · Amount on File
Prior Sale	May 19, 2016 · Amount on File
Deed Document Number	201868937
Deed Book / Page	5124 / 1811
Last Transfer Date	Aug 28, 2019
Transfer Doc	0053461927
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	139 BLUE WATER ST, EUSTIS, FL 32736-2283
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 BLUE WATER ST, EUSTIS, FL 32736-2283

Mortgage

Document Number	0060260315
Date	Sep 19, 2022
Book Page	6026/315
Instrument	2022125795

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Aug 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	139 BLUE WATER ST, EUSTIS, FL 32736-2283
Document Number	0054070337
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	139 BLUE WATER ST EUSTIS FL 327362283, EUSTIS, FL 32736-2283

Mortgage

Document Number	0054070337
Date	Jan 16, 2020
Book Page	005407/000337
Instrument	6587

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 25, 2019
Property Address	139 BLUE WATER ST, EUSTIS, FL 32736-2283
Document Number	0053461927
Book / Page	005346 / 001927
Instrument Date	Aug 28, 2019
Instrument	107817
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	139 BLUE WATER ST EUSTIS FL 327362283, EUSTIS, FL 32736-2283

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 13, 2018
Property Address	139 BLUE WATER ST, EUSTIS, FL 32736-2283
Document Number	0051241811
Book / Page	005124 / 001811
Instrument Date	Jun 7, 2018
Instrument	68937
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	SHIPLEY LAW FIRM AND TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	139 BLUE WATER ST EUSTIS FL 327362283, EUSTIS, FL 32736-2283

Mortgage

Document Number	51241813
Date	Jun 13, 2018
Book Page	005124/001813
Instrument	68938

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Eustis City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,020 (+2.9%)	$413,418 (-) Land $116,000 Building $297,418
2025		$299,340 Land $116,000 Building $183,340	$413,418 Land $116,000 Building $297,418
2024	$5,014.00 (+4.37%)
2023	$4,804.00 (+1.44%) Homeowner's exemption	$282,440 (+3%)	$385,164 (+13.23%) Land $116,000 Building $269,164
2022	$4,736.00 Homeowner's exemption	$274,220	$340,164 Land $71,000 Building $269,164

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 139 Blue Water St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2018–2025)
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 139 Blue Water St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink.

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