139 Bay Grove Rd, Freeport, FL 32439 Property Records

Walton County property record for 139 Bay Grove Rd, Freeport, FL 32439

Property Summary

Property Type	Commercial Office
Details	3 bd · 2 ba · 5,607 sqft · built 1984
Lot Size	0.545 acres (23,740 sqft)
Owner	Company Name on File
Last Sale	$305,000 (Mar 2023)
Tax Bill	$2,828 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-1S-19-23000-023-0080`

Property Details

APN / Parcel Number

Primary APN	`33-1S-19-23000-023-0080`
Alternative APNs	`33-119-23000-023-0080` `1072887`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	5,607 sqft Gross Area
1st Floor Area	2,013 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1990
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	23,740 sqft (0.545 acres)
Lot Dimensions	190 ft deep x 125 ft wide
Garage Type	Carport
Garage Area	1,392 sqft
Carport	Carport
Carport Area	1,392 sqft
Driveway	Brick Driveway
Porch	Finished/Open Porch
Porch Area	138 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	139 BAY GROVE RD
City	FREEPORT
State	FL
Zip	32439-4945
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	RV
Legal Description	COM SE/C OF SEC 33-1S-19W, N 88 DEG 11'30W 41.44FT, N 01 DEG 38'E 319.77FT TO POB; PT BEING ON W ROW OF 66FT CO RD, CONT N 01 DEG 38'E ALG ROW 125FT, N 88 DEG 11'30W 190FT, S 01 DEG 38'W 125 FT, S 88 DEG 11'30E 190FT TO POB. OR 788-58 OR 2495-1393 OR
Legal Range	019
Legal Township	01S
Legal Section	33
Legal Subdivision	MALLET BAYOU
Legal Block	2300
Legal Lot Number	80
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1041
Census Tract	950502

Owner

139 Bay Grove Rd, a commercial property, is owned by a company that acquired it in September 2024.

Source: Walton County records, as of July 1, 2026

Owner of Record	Company Name on File
Mailing Address	74 EAGLE BAY LN, SANTA ROSA BEACH, FL 32459-8371
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST CMRC CREDIT UNION
Sep 6, 2024	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Mar 31, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage PEOPLESSOUTH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2023 · Amount on File
Deed Sale	Mar 31, 2023 · Amount on File
Prior Sale	Oct 1, 2012 · Amount on File
Deed Document Number	202311167
Deed Book / Page	3285 / 1344
Last Transfer Date	Sep 6, 2024
Transfer Doc	0033351899
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Recording Date	Jun 18, 2026
Property Address	139 BAY GROVE RD, FREEPORT, FL 32439-4945
Document Number	0000025206
Book / Page	3402 / 3558
Instrument Date	Jun 18, 2026
Instrument	202625206
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	139 BAY GROVE RD, FREEPORT, FL 32439-4945

Mortgage

Document Number	0000025206,
Date	Jun 18, 2026
Book Page	3402/3558
Instrument	202625206

Lender

Name	FIRST CMRC CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 18, 2041

Interest

Rate Type	Fixed Rate
Rate	5.85%
Initial Type	Fixed Rate
Max Rate	-1%

September 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Sep 6, 2024
Property Address	139 BAY GROVE RD, FREEPORT, FL 32439-4945
Document Number	0033351899
Book / Page	3335 / 1899
Instrument	20240031487
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	74 EAGLE BAY LN, SANTA ROSA BEACH, FL 32459-8371

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 EAGLE BAY LN, SANTA ROSA BEACH, FL 32459-8371

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 31, 2023
Property Address	139 BAY GROVE RD, FREEPORT, FL 32439-4945
Document Number	0032851344
Book / Page	3285 / 1344
Instrument Date	Mar 30, 2023
Instrument	20230011167
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	89 SUNSET TRL, FREEPORT, FL 32439-4960

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 EAGLE BAY LN, SANTA ROSA BEACH, FL 32459-8371

Mortgage

Document Number	0032851346
Date	Mar 31, 2023
Instrument	3285/1346

Lender

Name	PEOPLESSOUTH BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	37 Months
Due	Apr 1, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 139 Bay Grove Rd was $2,828, down 2.8% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,828.00 (-2.78%)	$261,598 Land $80,000 Building $181,598	$261,598 Land $80,000 Building $181,598
2024	$2,909.00 (+74.4%)
2023	$1,668.00 (+22.74%)	$208,813 (+48.66%) Land $81,620 Building $127,193	$208,813 (+48.66%) Land $81,620 Building $127,193
2022	$1,359.00	$140,459 Land $67,949 Building $72,510	$140,459 Land $67,949 Building $72,510

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 139 Bay Grove Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 126 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	68 (1992–2021)
Claims Outside the SFHA	7 of 68
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 8 claims Hurricane Frances, Sep 2004 · 23 claims Hurricane Opal, Oct 1995 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 139 Bay Grove Rd is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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