Morgan County property record for 139 Backwoods Ln, Berkeley Springs, WV 25411
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,908 sqft · built 2009 |
| Lot Size | 8.71 acres (379,408 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,256 (2026) |
| Deeds & Mortgages | Jun 2021 Refinance Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-18-0016.0000 |
| Primary APN | 01-18-0016.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,908 sqft Living Area |
| 1st Floor Area | 5,216 sqft |
| Basement Area | 1,300 sqft |
| Finished Basement | 1,300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 379,408 sqft (8.71 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 139 BACKWOODS LN |
|---|---|
| City | BERKELEY SPRINGS |
| State | WV |
| Zip | 25411-7260 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWIN FAWNS FARM 8.71 AC REMAINDER |
| Jurisdiction | MORGAN WV |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 970701 |
Source: Morgan County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 139 BACKWOODS LN, BERKELEY SPRINGS, WV 25411-7260 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP |
| Jul 30, 2019 | Deed of Trust, Mortgage · ARM CNB BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN WV |
| Property Address | 139 BACKWOODS LN, BERKELEY SPRINGS, WV 25411-7260 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 000469/402 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 469/402 |
| Instrument | 877965 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN WV |
| Property Address | 139 BACKWOODS LN, BERKELEY SPRINGS, WV 25411-7260 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 441/560 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 441/560 |
| Instrument | 858076 |
| Name | CNB BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.74% |
| Type Change Date | Aug 1, 2026 |
| Index | Other |
Source: Morgan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,256.00 (+10.9%) | $328,400 (+11.19%) Land $35,060 Building $293,340 | $547,333 (+11.2%) Land $58,433 Building $488,900 |
| 2025 | $2,936.00 (+8.54%) | $295,340 (+9.23%) Land $35,060 Building $260,280 | $492,200 (+9.23%) Land $58,400 Building $433,800 |
| 2023 | $2,705.00 (+1.01%) | $270,380 (+1.01%) Land $32,180 Building $238,200 | $450,600 (+1.01%) Land $53,600 Building $397,000 |
| 2022 | $2,678.00 | $267,680 Land $32,180 Building $235,500 | $446,100 Land $53,600 Building $392,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Verizon Fixed Wireless | 300 / 20 |
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