Middlesex County and Lowell City property record for 139 3rd St, Lowell, MA 01850
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,974 sqft · built 1880 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $66,000 (Oct 1994) |
| Tax Bill | $5,376 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jul 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D01600 |
| Primary APN | D01600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 1,974 sqft Living Area |
| Gross Area | 3,308 sqft |
| 1st Floor Area | 944 sqft |
| Basement Area | 944 sqft |
| Unfinished Basement | 944 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,920 sqft (0.09 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | D01600 |
|---|---|
| Street Address | 139 3RD ST |
| City | LOWELL |
| State | MA |
| Zip | 01850-2509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TTF |
| Legal Block | 5675 |
| Legal Lot Number | 139 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 310200 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 139 3RD ST, LOWELL, MA 01850-2509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Line of Credit |
| Jul 23, 2025 | Deed of Trust, Mortgage · Conventional Mortgage TOTAL MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 1994 · Amount on Record |
| Deed Sale | Oct 20, 1994 · Amount on Record |
| Deed Book / Page | 7268 / 232 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jun 22, 2026 |
| Property Address | 139 3RD ST, LOWELL, MA 01850-2509 |
| Document Number | 0000019328 |
| Book / Page | 40142 / 15 |
| Instrument Date | Jun 14, 2026 |
| Instrument | 202619328 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 139 3RD ST, LOWELL, MA 01850-2509 |
| Document Number | 0000019328, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 40142/15 |
| Instrument | 202619328 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 139 3RD ST, LOWELL, MA 01850-2509 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00039401-8 |
|---|---|
| Date | Jul 23, 2025 |
| Book Page | 39401/8 |
| Instrument | 22623 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,376.00 (+6.5%) | $473,700 (+7.73%) Land $128,900 Building $344,800 | $462,672 (+17.78%) |
| 2025 | $5,048.00 (+5.74%) | $439,700 (+9.71%) Land $120,500 Building $319,200 | $392,825 (+0.66%) |
| 2024 | $4,774.00 (+5.74%) | $400,800 (+10.26%) Land $100,100 Building $300,700 | $390,260 |
| 2023 | $4,515.00 | $363,500 Land $87,000 Building $276,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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