St. Joseph County property record for 13898 Harder Rd, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,400 sqft · built 1999 |
| Lot Size | 31.8 acres (1,385,208 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Mar 2025) |
| Tax Bill | $2,515 (2025) |
| Deeds & Mortgages | Jun 2026 Sale May 2017 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-034-016-00 |
| Primary APN | 004-034-016-00 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Building Area | 3,400 sqft Living Area |
| 1st Floor Area | 1,960 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mobile Home |
| Lot Area | 1,385,208 sqft (31.8 acres) |
| Lot Dimensions | 350 ft deep x 250 ft wide |
| Total Buildings | 4 Buildings |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 13898 HARDER RD |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-8218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | NE 1/4 OF SE 1/4 EXC W 264 FT SEC 34 T6S R12W. 32 A. |
| Legal Range | 12W |
| Legal Township | 06S |
| Legal Section | 34 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | FABIUS |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 41102 |
Source: St. Joseph County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13131 COUNTY ROAD 25, MIDDLEBURY, IN 46540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 26, 2026 | Contract Sale, Transfer NONE LISTED ON DOCUMENT |
| May 8, 2017 | Deed of Trust, Mortgage · Construction Mortgage HORIZON BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2025 · Amount on Record |
| Deed Sale | Mar 14, 2025 · Amount on Record |
| Prior Sale | Feb 18, 2013 |
| Deed Document Number | 20251756 |
| Record Updated | Oct 29, 2026 |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jun 26, 2026 |
| Property Address | 13898 HARDER RD, THREE RIVERS, MI 49093-8218 |
| Document Number | 0000005238 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 20265238 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 13898 HARDER RD, THREE RIVERS, MI 49093-8218 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1868/0958 |
|---|---|
| Date | May 8, 2017 |
| Book Page | 1868/0958 |
| Name | HORIZON BANK NA |
|---|---|
| Type | Bank |
| Address | THREE RIVERS, MI 49093 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 30, 2022 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Fabius Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $195,700 Land $164,400 Building $31,300 | $391,400 Land $328,800 Building $62,600 | |
| 2025 | $2,515.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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